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Mr. Kartik Mahadevan is a salaried individual holding a senior position in a telecom company. He is always hard pressed for time and has been postponing his own financial planning to a future date. On...

The services sector is one of the most important sectors of the Indian economy. The services sector accounts for 56% of the India’s GDP. Services sector is also the fastest growing sector of the Indian economy from the mid-80s onwards. Rising per capita income, growth in social mobility and increasing urbanization has contributed to growth...

Most of you would be aware of the Yes Bank crisis, which has been dominating news headlines along with Coronavirus for the last few days. The RBI has announced a draft restructuring plan which includes capital infusion by SBI and picking up 49% stake in Yes Bank but the proposal to fully write down the Additional Tier 1 (AT1) Bonds issued...

The equity market has corrected from the all the time highs. The rally in Chinese equities after the announcement of stimulus by the Government in Beijing has caused FIIs to shift their emerging market allocations from India to China. Escalating tensions in the Middle East has also dragged down the markets...

SBI Mutual Fund launched SBI Balanced Advantage Fund last year in August. The scheme manages its asset allocation dynamically based on valuations and some other parameters. SEBI does not have asset allocation upper and lower limits for dynamic asset allocation funds or balanced advantage funds. In other words...

The stock market staged a big turnaround after the big crash in March of 2020. The market (Sensex / Nifty) is now trading near its all-time high. Many investors may be wondering what do now. Asset allocation helps investors balance risk and returns. Research has shown that asset allocation is one of the most important factors in...

With less than 60 days remaining in this financial year, investors should ensure that they complete their tax planning for the year as soon as possible unless they have already completed. As a tax payer you can claim deduction of up to Rs 1.5 Lakhs from your gross taxable income in this assessment year (AY 2020-21) by investing in...

Multicap funds are diversified equity mutual fund schemes which invest across market cap segments i.e. large cap, midcap and small caps. Multicap funds are among the most diversified among all equity funds because they are not only diversified across industry sectors, but also across market cap segments. Prior to September 2021, multicap...

Ultra-short duration funds are debt mutual fund schemes which invest in debt and money market instruments such that their Macaulay Duration is between 3 to 6 months. Ultra short duration funds usually invest in commercial papers (CPs), certificates of deposits (CDs), Treasury Bills, overnight securities (TREPs) etc. The...

FY 2021-22 was a great year for Indian equities. The Nifty 50 TRI gave 19% return in the last 12 months ending 31st March 2022. However, equities have been facing headwinds over the last several months. Even though the economy is on the recovery path from COVID-19 shock, high commodity prices and...