Latest Saving, Investing & Mutual Fund Articles

ULIP or Unit linked insurance plan is a market-linked Insurance product that combines the very best of two - investments and insurance into one. The exciting feature of combining investments and insurance into ULIPs has brought a revolution in...

In the first part of this blog post, we have discussed that, even though term deposit rates are declining, there are a variety of mutual fund investment options that, can meet a wide spectrum of investor’s risk return needs provided...

Bank Fixed Deposit (FD) interest rates are at their lowest point in many years. As per moneycontrol.com data, less than 1 year FD interest rates of major public sector banks are around 6.5% only. For private sector banks, less...

Consistent performance, in our view, should be most important selection criterion for mutual funds. While consistent performance is important for all categories of mutual funds, it is especially significant for long term debt funds (or income funds). This is...

The old idiom, “don’t put all your eggs in one basket” is the essence of diversification. While most of us understand the wisdom of this idiom, many of us do not realize its importance in financial planning. Many of our readers know that...

In our previous blog post on this topic, Why do we love gold: The economic value of gold, we had discussed the love for the Gold in our country. Despite several legislations aimed at reducing imports of foreign exchange guzzling...

The textbook definition of Net Asset Value is, the market value of all the securities held in a mutual fund scheme’s portfolio less the liabilities divided by the total number of units outstanding. From my student days, I rarely found textbook...

In the last blog post – Do you know how to select Debt funds: Understanding the risk - we discussed various types of risks that may be associated with investing in debt funds. We also discussed how the debt funds are much more predictable...

Over the past few months, I have come across a number of senior citizens, relatives, parents of friends, acquaintances etc., in weddings and other social occasions; their concerns were with falling interest rates of fixed deposits and...

Mutual Fund Systematic Investment Plans or SIPs were introduced in India way back in 1993 by Franklin Templeton Mutual Fund. Since then investing through SIPs have come a long way according to data provided by Association of Mutual Funds in India...