Latest Saving, Investing & Mutual Fund Articles

This is either a rookie mistake on part of the investor or deliberate mis-selling by the distributor or financial adviser. Par value of a mutual fund unit is meaningless, because the unit by itself has no value...

Balanced funds are excellent investment options for investors with moderate risk tolerance, since they give very good risk adjusted returns. It is very surprising why balanced funds are not nearly as popular as...

Over the last ten years, real estate in India has given good returns. Enticed with the idea of owning a house and seeing their assets rapidly appreciate in value, countless Indians have invested a large part of...

In a previous article, we have discussed why term plans are best choices in life insurance (please refer to our article Taking term plan can be a smart Insurance choice). A term plan is the purest form of insurance...

With improving sentiments in Indian and Global equity markets, the Sensex and Nifty have surged to their historical highs in the past few weeks. With improvements in current account deficit and the inflation...

A comprehensive understanding of risk plays the most important in making investment decisions. However, the average the retail investor often does not know how to determine this. When a financial adviser...

Most of us rely on our Tax Consultant, and CA or maybe TRP (Tax return preparer) for filing our annual ITRs (Income Tax Return) tax returns/ refund dues and also in case we receive some notice form...

Do not forget as it is the last date for online filling of ITR for the FY 2011-12. The IT (Income Tax) Department provides an extended time for filing late ITR (Income Tax Return) till 2...

With FY 2013 – 2014 drawing to a close, the focus will now shift to FY 2014 – 2015. In FY 2013 – 2014 majority of retail investors stayed away from equity markets. Most of the retail investors, who did...

Healthcare costs in India are increasing at a distressing rate. Based on some estimates the annual healthcare inflation is in the range of 15 – 25%. A hospitalization for a serious illness can cost Rs 5 lakhs or...