Latest Saving, Investing & Mutual Fund Articles

Midcaps have outperformed large caps over the last 3 years (see the chart below). In the last 3 years ending 31st August 2023, Nifty Midcap 150 TRI gave nearly 33% CAGR returns while the Nifty 50 TRI gave 20% CAGR returns (source: NSE, Advisorkhoj Research, as on 31st August 2023). As a result, there is a lot of...

The festive season is upon us and Gold will on the shopping list of many families. Apart from its cultural importance in our country as an auspicious metal, Gold is one of the most important investment assets class globally as well as India. Over a long period of time gold is supposed to retain its purchasing power and is therefore...

The equity market has been rallying in 2023 with the market at record highs for the past 3 months. The Nifty crossed the 20,000 level in September. Asset allocation is always for your portfolio stability, but in very high markets it assumes even more importance. We have seen some profit booking from...

On the occasion of our 75th anniversary of Independence in 2022, the Government laid out its vision that India will become a developed economy in the next 25 years, i.e. by 2047, when the country will celebrate the 100th anniversary of Independence. In the last 25 years, our GDP grew from US $416 billion...

With the stock market at record high, many investors are focusing on asset allocation. Asset allocation means diversifying your investments across different asset classes like equity, debt etc, with the objective of balancing risks and returns. Traditional asset allocation is focused on equity, debt and cash. However...

With the stock market at record highs, many investors are focusing on asset allocation. Hybrid mutual funds provide a variety of asset allocation solutions for investors with different risk profiles. In this monthly series we will discuss different hybrid fund categories with spotlight on hybrid products from PGIM India stable...

One of the most important areas to look at white saving for your future is to plan for a stress free and economically independent retirement. An SIP is a tool to systematically invest in mutual funds with the amount of your choice, helping you to build a corpus in the initial years of your career. Post retirement, the need is for...

HDFC Small Cap Fund has an illustrious history. The fund was launched in April 2008 as a Multi-cap fund, Morgan Stanley A.C.E. Fund under Morgan Stanley India AMC. In 2013, when HDFC AMC acquired Morgan Stanley India AMC, the fund's name change was changed to HDFC Mid and Small Cap fund. Then in 2016, the...

Small caps have outperformed ever since the market started recovering after the COVID-19 crash in 2020. Small caps outperformed in CY 2020 and 2021, but they underperformed in CY 2022. The 2022 correction made small caps attractive and they bounced back strongly in 2023. On a YTD basis, Nifty Small Cap 250...

All investors aim for a seamless journey to build wealth. However in reality, markets are erratic, moving up or down and leaving many investors coping with strong emotions. When market goes up, the emotion is torn between booking profits and while some may want to invest even more, believing the market will always work...