Baroda Banking and Financial Services Fund - Plan A - Growth Option

Fund House: Baroda Mutual Fund
Category: Equity: Sectoral-Banking and Financial Services
Launch Date: 22-06-2012
Asset Class: Equity
Benchmark: Nifty Bank TRI
Expense Ratio: 2.55% As on (31-05-2020)
Status: Open Ended Schemes
Minimum Investment: 5000.0
Minimum Topup: 1000.0
Total Assets: 33.73 Cr As on (31-05-2020)
Turn over: 76% | Exit Load: 1% for redemption within 365 days

18.65

8.06%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
Nifty Bank TRI
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 10 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The scheme aims to provide long term capital appreciation by investing in equity and equity related securities of companies engaged in banking & financial services sector which are expected to show sustained growth & generate better performance.

Current Asset Allocation (%)

Indicators

Volatility 18.69
Sharp Ratio 0.42
Alpha -6.65
Beta 0.93
Yield to Maturity -
Average Maturity -

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
Baroda Banking and Financial Services Fund - Plan A - Growth Option 22-06-2012 -24.92 -5.83 -1.81 2.64 -
Tata Banking And Financial Services Fund-Regular Plan-Growth 18-12-2015 -17.49 -2.77 1.02 - -
Invesco India Financial Services Fund - Retail Growth 14-07-2008 -19.35 -3.61 0.14 6.37 10.73
Sundaram Financial Services Opportunities Fund Reg Growth 10-06-2008 -19.4 -3.07 -0.91 4.32 7.66
SBI Banking and Financial Services Fund - Regular Plan - Growth 05-02-2015 -20.13 -1.76 3.18 9.0 -
Taurus Banking & Financial Services Fund - Regular Plan - Growth Option 22-05-2012 -20.34 -2.73 1.11 4.34 -
IDBI Banking & Financial Services Fund - Regular Plan (Growth) 28-05-2018 -22.52 -7.94 - - -
LIC MF Banking And Financial Services Fund-Regular Plan-Growth 23-03-2015 -24.72 -8.22 -8.19 -2.28 -
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth 05-12-2013 -27.57 -10.57 -4.59 4.97 -
ICICI Prudential Banking and Financial Services Fund - Growth 01-08-2008 -29.89 -7.99 -5.07 4.91 11.91

Scheme Characteristics

Minimum investment in equity & equity related instruments of a particular sector/ particular theme - 80% of total assets.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

3.38%

Others

7.41%

Large Cap

81.54%

Mid Cap

7.67%

Scheme Documents

May - 2020

May - 2020

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @10% (plus surcharge, if applicable and cess) without indexation if units held for more than 12 months#

Short term capital gains (STCG) tax @ 15% (plus surcharge, if applicable and cess) if units are held for less than 12 months.

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @11.648% (10% + 12% surcharge + 4% Health & education cess) **

# Capital gain accrued up to January 31st 2018 is exempt from LTCG tax in respect of units acquired before January 31, 2018 & redeemed on or after April 1, 2018. ** The DDT is to be paid by the mutual fund

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