DSP Banking & PSU Debt Fund - Regular Plan - Monthly Dividend Payout & Reinvest

Fund House: DSP Mutual Fund
Category: Debt: Banking and PSU
Launch Date: 14-09-2013
Asset Class: Fixed Interest
Benchmark: Crisil Short-term Bond Fund Index
Expense Ratio: 0.56% As on (31-05-2020)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 2,880.77 Cr As on (31-05-2020)
Turn over: - | Exit Load: Nil

10.3091

6.87%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
S&P BSE India Bond Index
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
There is no value for 2x
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

Current Asset Allocation (%)

Indicators

Volatility 1.5
Sharp Ratio 2.15
Alpha -2.96
Beta 1.14
Yield to Maturity 5.23
Average Maturity 3.38

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
DSP Banking & PSU Debt Fund - Regular Plan - Monthly Dividend Payout & Reinvest 14-09-2013 10.17 8.59 6.68 6.58 -
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 14.43 13.53 10.35 9.34 -
IDFC Banking & PSU Debt Fund-Regular Plan- Growth Option 07-03-2013 12.88 12.09 9.61 8.77 -
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option 15-05-2015 12.68 11.45 9.0 9.04 -
DSP Banking & PSU Debt Fund - Regular Plan - Growth 14-09-2013 12.62 11.17 8.76 8.91 -
L&T Banking and PSU Debt Fund - Regular Plan - Growth 05-09-2007 12.19 10.23 8.45 8.49 4.56
SBI BANKING & PSU FUND - Regular Plan - Growth 09-10-2009 11.91 10.69 9.2 8.72 8.75
Kotak Banking and PSU Debt - Growth 29-12-1998 11.77 11.39 9.04 9.0 8.56
HDFC Banking and PSU Debt Fund - Regular Plan - Growth Option 05-03-2014 11.72 10.8 8.54 8.89 -
Invesco India Banking & PSU Debt Fund - Growth Option 24-12-2012 11.71 10.37 8.7 8.04 -

Scheme Characteristics

Minimum investment in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions - 80% of total assets.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Others

100.0%

Scheme Documents

May 2020

May 2020

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months

Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

** The DDT is to be paid by the mutual fund

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