HDFC Retirement Savings Fund - Equity Plan - Regular Plan

Category: Retirement Fund
Launch Date: 25-02-2016
Asset Class: Equity
Benchmark: NIFTY 500 TRI
Expense Ratio: 2.6% As on (31-10-2019)
Status: Open Ended Schemes
Minimum Investment: 5000.0
Minimum Topup: 1000.0
Total Assets: 805.95 Cr As on (31-10-2019)
Turn over: 9.18% | Exit Load: 0.00% - 0 day

17.016

15.04%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
S&P BSE India Bond Index
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
There is no value for 2x
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The Scheme seeks to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market instruments.

Current Asset Allocation (%)

Indicators

Volatility -
Sharp Ratio -
Alpha 4.53
Beta 0.99
Yield to Maturity -
Average Maturity -

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
HDFC Retirement Savings Fund - Equity Plan - Regular Plan 25-02-2016 5.13 0.8 10.0 - -
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth 01-11-2011 12.18 4.79 15.91 12.1 -
Tata Retirement Savings Fund Moderate -Regular Plan (Growth) 01-11-2011 9.14 4.24 13.1 11.3 -
Tata Gilt Retirement Plan 28-2-25 Growth Option 29-09-2003 9.0 6.25 5.13 6.99 7.73
Franklin India Pension Plan-Growth 31-03-1997 8.96 5.15 6.85 7.37 9.55
Tata Retirement Savings Fund Regular Plan-Conservative Plan (Growth) 01-11-2011 7.65 4.62 7.39 8.13 -
HDFC Retirement Savings Fund - Hybrid - Debt Plan - Regular Plan 26-02-2016 7.27 4.05 6.27 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan - Regular Plan 05-02-2016 7.11 4.32 10.46 - -
Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option 11-02-2015 6.84 5.05 4.88 - -
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option 11-02-2015 5.21 -0.21 9.59 - -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

26.12%

Others

28.99%

Large Cap

33.72%

Mid Cap

11.17%

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months

Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

** The DDT is to be paid by the mutual fund

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