IDFC Regular Savings Fund - Regular Plan - Growth

(Erstwhile IDFC Monthly Income Plan-Regular Plan-Growth)
Fund House: IDFC Mutual Fund
Category: Hybrid: Conservative
Launch Date: 05-02-2010
Asset Class: Mixed Asset
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Expense Ratio: 2.11% As on (31-12-2022)
Status: Open Ended Schemes
Minimum Investment: 1000.0
Minimum Topup: 1000.0
Total Assets: 158.33 Cr As on (31-12-2022)
Turn over: - | Exit Load: For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

25.9379

7.63%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
S&P BSE India 10 Year Sovereign Bond
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
7 Years 4 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The scheme primarily aims to generate regular returns by predominantly investing in debt oriented mutual fund schemes and a small portion of scheme's assets will be invested in equity oriented MF schemes.

Current Asset Allocation (%)

Indicators

Standard Deviation 5.62
Sharpe Ratio 0.13
Alpha -2.5
Beta 0.71
Yield to Maturity 6.79
Average Maturity 2.12

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
IDFC Regular Savings Fund - Regular Plan - Growth 05-02-2010 -0.11 2.27 4.08 4.86 7.19
BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Growth 18-03-2009 21.91 14.64 13.44 6.16 8.17
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth 18-03-2009 21.83 14.54 13.25 5.92 8.0
Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth 01-05-2021 6.92 - - - -
HDFC Hybrid Debt Fund - Growth Plan 01-12-2003 5.86 8.41 9.32 7.59 9.08
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Regular Plan 22-05-2004 5.57 7.55 9.05 6.69 9.8
SBI Conservative Hybrid Fund - Regular Plan - Growth 25-03-2001 5.19 8.27 10.01 8.15 8.92
Nippon India Hybrid Bond Fund-Growth Plan 29-12-2003 4.86 7.01 3.07 2.54 6.23
ICICI Prudential Regular Savings Fund - Plan - Growth 10-03-2004 4.81 6.73 8.1 8.15 9.8
Kotak Debt Hybrid - Growth 02-12-2003 4.52 7.36 9.77 8.56 9.31

Scheme Characteristics

Investment in equity & equity related instruments - between 10% and 25% of total assets; Investment in Debt instruments - between 75% and 90% of total assets.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

2.36%

Others

86.29%

Large Cap

6.35%

Mid Cap

5.0%

Scheme Documents

There are no scheme documents available

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months

Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

** The DDT is to be paid by the mutual fund

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