Principal Equity Savings Fund - Growth Option

Fund House: PRINCIPAL Mutual Fund
Category: Hybrid: Equity Savings
Launch Date: 23-05-2002
Asset Class: Mixed Asset
Benchmark: NIFTY 50 TRI,CRISIL Liquid TRI
Expense Ratio: 2.45% As on (31-10-2020)
Status: Open Ended Schemes
Minimum Investment: 5000.0
Minimum Topup: 1000.0
Total Assets: 43.47 Cr As on (31-10-2020)
Turn over: 113% | Exit Load: Nil

41.2949

7.95%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
NIFTY 50 TRI
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
7 Years 3 Months
18 Years 5 Months
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The scheme aims to generate regular income, long term capital appreciation and declare periodic dividends through investments in a wide range of fixed income and money market instruments and a small part in equity & equity related instruments.

Current Asset Allocation (%)

Indicators

Volatility 4.53
Sharp Ratio 1.17
Alpha 0.2
Beta 0.84
Yield to Maturity 4.53
Average Maturity 1.06

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
Principal Equity Savings Fund - Growth Option 23-05-2002 12.02 8.48 6.39 7.61 6.83
Mirae Asset Equity Savings Fund- Regular Plan- Growth 01-12-2018 11.52 - - - -
Baroda Equity Savings Fund - Regular Plan - Growth 18-07-2019 11.06 - - - -
Edelweiss Equity Savings Fund - Regular Plan - Growth Option 13-10-2014 10.4 8.69 7.5 8.13 -
Mahindra Manulife Equity Savings Dhan Sanchay Yojana -Regular Plan -Growth 05-02-2017 9.83 9.27 5.2 - -
SBI Equity Savings Fund - Regular Plan - Growth 05-05-2015 9.18 8.86 6.47 7.66 -
Union Equity Savings Fund - Regular Plan - Growth Option 02-08-2018 9.03 8.51 - - -
L&T Equity Savings Fund - Regular Plan - Growth 18-10-2011 8.93 6.03 4.37 5.98 -
Kotak Equity Savings Fund - Regular - Growth 11-10-2014 8.61 8.28 7.17 8.18 -
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth 10-11-2014 8.51 8.36 5.2 7.86 -

Scheme Characteristics

Minimum investment in equity & equity related instruments - 65% of total assets and minimum investment in debt - 10% of total assets. Minimum hedged & unhedged to be stated in the SID. Asset Allocation under defensive considerations may also be stated in the Offer Document.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

5.94%

Others

37.19%

Large Cap

48.76%

Mid Cap

8.11%

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @10% (plus surcharge, if applicable and cess) without indexation if units held for more than 12 months#

Short term capital gains (STCG) tax @ 15% (plus surcharge, if applicable and cess) if units are held for less than 12 months.

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @11.648% (10% + 12% surcharge + 4% Health & education cess) **

# Capital gain accrued up to January 31st 2018 is exempt from LTCG tax in respect of units acquired before January 31, 2018 & redeemed on or after April 1, 2018. ** The DDT is to be paid by the mutual fund

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