Tata Retirement Savings Fund-Direct Plan Growth

Fund House: Tata Mutual Fund
Category: Retirement Fund
Launch Date: 01-01-2013
Asset Class: Equity
Benchmark: S&P BSE 200 TRI
Expense Ratio: 0.72% As on (30-04-2021)
Status: Open Ended Schemes
Minimum Investment: 5000.0
Minimum Topup: 1000.0
Total Assets: 1,060.56 Cr As on (31-05-2021)
Turn over: 70.77% | Exit Load: 1% for redemption within 1829 days

45.41

16.69%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
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vs
S&P BSE India Bond Index
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Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
2 Years 0 Months
7 Years 12 Months
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Current Asset Allocation (%)

Indicators

Volatility 15.83
Sharp Ratio 1.15
Alpha -1.36
Beta 1.28
Yield to Maturity -
Average Maturity -

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
Tata Retirement Savings Fund-Direct Plan Growth 01-01-2013 47.5 19.15 12.67 17.06 -
HDFC Retirement Savings Fund - Equity Plan - Growth Option 25-02-2016 72.19 23.08 15.37 16.77 -
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option 05-02-2015 53.7 7.75 5.13 9.41 -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 52.0 12.63 - - -
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option 05-02-2016 50.46 17.31 13.48 14.98 -
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth 01-11-2011 45.22 17.26 10.9 15.35 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 41.99 12.67 - - -
Tata Retirement Savings Fund Moderate -Regular Plan (Growth) 01-11-2011 39.12 16.3 10.25 13.67 -
Axis Retirement Savings Fund - Aggressive Plan - Regular Growth 05-12-2019 38.69 - - - -
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 37.25 13.42 - - -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

3.1%

Others

18.28%

Large Cap

65.51%

Mid Cap

13.11%

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months

Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

** The DDT is to be paid by the mutual fund

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