Tata Gilt Retirement Plan 28/2/25 Growth Option

Fund House: Tata Mutual Fund
Category: Retirement Fund
Launch Date: 29-09-2003
Asset Class: Fixed Income
Benchmark: CRISIL Dynamic Gilt TRI
Expense Ratio: 1.5% As on (30-09-2017)
Status: Open Ended Schemes
Minimum Investment: 50000.0
Minimum Topup: 1000.0
Total Assets: 245.31 Cr As on (31-08-2022)
Turn over: - | Exit Load: Nil

29.0456

5.77%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
S&P BSE India Bond Index
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
12 Years 7 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The scheme is a dedicated gilt fund which would invest in G-Secs to generate risk-free return and provide medium-to-long term capital gains.

Current Asset Allocation (%)

Indicators

Volatility 4.56
Sharp Ratio 0.25
Alpha -0.52
Beta 0.69
Yield to Maturity 8.89
Average Maturity 23.38

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
Tata Gilt Retirement Plan 28/2/25 Growth Option 29-09-2003 1.34 2.41 4.49 4.78 7.39
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 6.2 34.64 18.64 - -
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth 10-02-2021 5.29 - - - -
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth 10-02-2021 4.81 - - - -
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth 10-02-2021 3.81 - - - -
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth 10-02-2021 3.66 - - - -
UTI - Retirement Benefit Pension Fund - Regular Plan 26-12-1994 2.04 15.75 11.31 6.79 9.31
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option 05-02-2016 1.83 8.08 7.35 6.19 -
HDFC Retirement Savings Fund - Equity Plan - Growth Option 01-02-2016 1.79 33.14 20.42 13.29 -
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 05-02-2019 1.65 3.43 5.59 - -

Scheme Characteristics

Minimum investment in Gsecs- 80% of total assets (across maturity).

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Others

99.99%

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months

Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

** The DDT is to be paid by the mutual fund

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