Tata Young Citizen -Regular Plan-Growth

(Erstwhile Tata Young Citizen [After 7 years] Regular Plan)
Fund House: Tata Mutual Fund
Category: Childrens Fund
Launch Date: 14-10-1995
Asset Class: Mixed Asset
Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Expense Ratio: 2.52% As on (31-08-2020)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 181.82 Cr As on (30-09-2020)
Turn over: 57.79% | Exit Load: For Redemption or switch out of units before the attainment of retirement age i.e 18 years

27.1964

11.79%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
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vs
S&P BSE India Bond Index
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Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 4 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The scheme seeks capital growth along with steady capital accretion, while emphasising capital preservation at all times. The fund would take an equal exposure to equity and debt.

Current Asset Allocation (%)

Indicators

Volatility 7.46
Sharp Ratio 1.21
Alpha -2.03
Beta 1.09
Yield to Maturity 3.09
Average Maturity -

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
Tata Young Citizen -Regular Plan-Growth 14-10-1995 5.84 9.06 1.22 4.85 7.72
HDFC Children Gift Fund-Investment 05-03-2001 7.5 8.88 5.33 8.98 11.76
UTI CCF Investment Plan - Regular Plan - Growth Option 17-02-2004 7.11 7.42 2.05 7.56 8.3
SBI Magnum Children Benefit Fund - REGULAR PLAN - GROWTH 25-01-2002 5.57 5.19 4.68 9.61 10.23
Axis Childrens Gift Fund - Lock in - Growth 05-12-2015 3.25 11.0 5.98 - -
Axis Childrens Gift Fund - without Lock in - Growth 05-12-2015 3.25 11.0 5.98 - -
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA WEALTH PLAN REGULAR GROWTH 05-02-2019 3.09 - - - -
ICICI Prudential Child Care Fund (Gift Plan) - Cumulative 20-08-2001 2.53 4.95 3.92 6.59 8.14
LIC MF Childrens Gift Fund-Regular Plan-Growth 16-10-2001 2.09 9.94 2.29 4.73 5.14

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till the child attains age of majority whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

9.74%

Others

4.88%

Large Cap

68.35%

Mid Cap

16.99%

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months

Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

** The DDT is to be paid by the mutual fund

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