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UTI - Retirement Benefit Pension Fund - Regular Plan

(Erstwhile UTI - Retirement Benefit Pension Fund)
Fund House: UTI Mutual Fund
Category: Retirement Fund
Launch Date: 26-12-1994
Asset Class: Mixed Asset
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund
Expense Ratio: 1.75% As on (31-03-2022)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 0.0
Total Assets: 3,576.29 Cr As on (30-04-2022)
Turn over: 50% | Exit Load: Nil
NAV as on 23-05-2022

33.4696

-0.04 (-0.1186%)

CAGR Since Inception

9.4%

S&P BSE India Bond Index 8.84%

PERFORMANCE

Returns Type:
of  : 
Start :  
End : 
Period:  
This Scheme
-
vs
S&P BSE India Bond Index
-
Gold
-
PPF
-
Returns Type:
of  : 
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

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Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 9 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

An open-ended debt oriented fund investing a minimum of 90% in Debt and G-sec and a maximum of 15% in equity instruments. The fund aims to distribute income periodically best suited to the investors who are looking for regular income with relatively low level of risk appetite. Also suitable to meet the requirements of corporate and institutional investors with surplus funds.

Current Asset Allocation (%)

Indicators

Volatility 5.98
Sharp Ratio 1.39
Alpha 3.76
Beta 0.16
Yield to Maturity 5.87
Average Maturity 4.2

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
UTI - Retirement Benefit Pension Fund - Regular Plan 26-12-1994 7.01 19.19 8.54 6.87 9.61
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 24.24 42.04 15.76 - -
HDFC Retirement Savings Fund - Equity Plan - Growth Option 25-02-2016 13.21 43.41 17.78 13.64 -
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth 10-02-2021 12.15 - - - -
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth 10-02-2021 11.79 - - - -
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option 05-02-2015 7.52 34.57 6.22 6.69 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 7.37 26.55 10.58 - -
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth 10-02-2021 5.4 - - - -
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option 05-02-2016 4.34 28.35 11.9 10.71 -
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth 10-02-2021 3.29 - - - -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

4.01%

Others

61.61%

Large Cap

27.83%

Mid Cap

6.55%

Scheme Documents

Fact Sheet for the month of March 2022

Monthly Portfolio Disclosure - March 2022

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months

Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

** The DDT is to be paid by the mutual fund

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