Category: Retirement Fund |
Launch Date: 26-12-1994 |
Asset Class: Mixed Asset |
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund |
Expense Ratio: 1.75% As on (31-03-2022) |
Status: Open Ended Schemes |
Minimum Investment: 500.0 |
Minimum Topup: 0.0 |
Total Assets: 3,576.29 Cr As on (30-04-2022) |
Turn over: 50% | Exit Load: Nil |
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
An open-ended debt oriented fund investing a minimum of 90% in Debt and G-sec and a maximum of 15% in equity instruments. The fund aims to distribute income periodically best suited to the investors who are looking for regular income with relatively low level of risk appetite. Also suitable to meet the requirements of corporate and institutional investors with surplus funds.
Volatility | 5.98 |
Sharp Ratio | 1.39 |
Alpha | 3.76 |
Beta | 0.16 |
Yield to Maturity | 5.87 |
Average Maturity | 4.2 |
Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.
Small Cap
4.01%
Others
61.61%
Large Cap
27.83%
Mid Cap
6.55%
Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months
Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months
Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **
In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.
** The DDT is to be paid by the mutual fund