Latest Saving, Investing & Mutual Fund Articles

SIP is a disciplined way of investing from your regular savings to accumulate corpuses for your long term goals. However, a severe market crash can erode considerable amount of wealth accumulated over several years through SIP. In this two part blog post, we are discussing how you can protect your wealth created by Mutual Fund SIPs...

Investors, who do not want to expose a portion of their wealth to vagaries of equity markets, invest in fixed income instruments like bank deposits and debt mutual funds. Debt mutual funds have become increasingly popular with retail investors and HNIs over the last 10 years. Potential of superior returns across different risk...

The equity market has suffered very badly since the outbreak of Coronavirus pandemic. The Sensex has already fallen 25% this year and more pain is expected in coming weeks and months. Almost all industry sectors are in the red with one exception, healthcare. The S&P BSE Healthcare TRI is already up 16% on a year to date...

Whatsapp is the most popular social media platform in India. India had 400 million Whatsapp users as on June 2019 (source: Niti Ayog). In contrast, Facebook users in India totalled at 241 million even though Facebook is an older app than Whatsapp. There are 450 million smartphone users in India. This means that Whatsapp is used...

With rising concern about credit risk among mutual fund investors, one debt fund category which is seeing a lot of investor interest in Banking and PSU funds. As the name suggests these funds invest in debt and money market instruments issued by banks, public sector undertakings and public financial institutions. The debt issued...

Principal Focused Multi-cap Fundinvests in about 30 stocks of different sizes (large cap, midcap and small cap) with high growth potential across different industry sectors. As per SEBI’s mandate for focused funds, the maximum number of stocks in the scheme’s portfolio will be limited to 30 only. This scheme was launched in 2005 and has given...

The lockdown imposed by the Government to arrest the spread of COVID-19 pandemic has resulted in significant economic slowdown and equity markets to turn volatile. Though the Government has gradually started re-opening the economy, the economic outlook is uncertain since large parts of the country including the major economic...

We have stated a number of times in our blog that Systematic Investment Plan is one of the best ways of wealth creation over a long investment horizon. The benefits of SIP viz. power of compounding, rupee cost averaging and disciplined investing are well known to our regular readers. We have discussed earlier in our blog that bear markets or deep...

The severe economic shock caused by COVID-19 triggered lockdown has stocks around the world in a meltdown. Though Nifty-50 has recovered 20% from the March 2020 lows, it is still down almost 25% on a year to date basis. With infections and fatalities rising in India and the roadmap to normalcy uncertain, stock specific risks can...

We have stated a number of times in our blog that Systematic Investment Plan (SIP) is ideal mode of investment for your long term financial goals. Though SIP is very popular among retail investor in India, there is a misconception that SIP is type of investment. Whether you invest through SIP or lump sum, the risks characteristics of your...