Latest Saving, Investing & Mutual Fund Articles

Passive investing i.e. investing through ETFs or index funds is very popular in the developed economies. Passive mutual fundswere launched in the 1970s, but their popularity soared globally after the Global Financial Crisis of 2008. As on March 2020, global assets under management (AUM) in passive mutual funds crossed...

Small cap funds, as a category is the best performer among diversified equity funds over the last 6 months or so. We had mentioned a number of times in our blog that small caps saw deep correction in 2018 & 2019 and were well positioned to stage a smart recovery. When the stock market crashed in March 2020 due to outbreak of...

Goal based financial planning is a method which can help you achieve multiple goals across different stages of life. There are some common life-stage goals of most investors e.g. buying a house, children’s higher education and marriage, retirement planning and leaving an estate for your loved ones. In addition to these goals, some...

ETF or Exchange Traded Fund is an instrument which invests in the basket of securities that, reflects the composition of a market index like Nifty, Sensex, Nifty – 100, etc. ETFs aim to replicate the performance of an index as closely as possible. Unlike actively managed funds, ETFs do not aim to beat the market. After the NFO subscription...

Exchange traded funds (ETFs) and index funds are passive schemes, which aim to track a particular market index like Sensex, Nifty 50 etc. ETFs and Index funds both invests in a basket of stocks which replicate the underlying index. ETFs are listed on stock exchanges and can be bought or sold through stock exchanges. For transactions of...

The Coronavirus pandemic has caused massive disruptions in many people’s lives. Several million people all over the world got infected by the disease and more than half a million tragically lost their lives. India also has been badly hit by the pandemic with several thousand fatalities. We went through a two month lockdown and there are...

According to SEBI, stocks whose market Capitalizations are smaller than the 250th company by market Cap are classified as SmallCap stocks. SmallCap companies tend to be newer companies or emerging companies which have not yet reached the scale of operations associated with Mid Cap companies. These companies can be in sectors...

Many investors still think of mutual funds as a way of investing in equities. As per AMFI, nearly 70% of retail and HNI assets were invested in equity funds in August 2020. However, mutual funds offer investment solution for a variety of investment needs for investors in all age groups. You can invest in mutual funds to park money for...

Principal Mutual Fund has launched a large cap fund NFO. As per SEBI’s mandate large cap funds need to invest at least 80% of their assets in the Top 100 companies by market capitalization. Principal Large Cap Fund will invest 80 – 85% of its assets in Indian large cap companies. The scheme will also invest up to 15% in 500 large cap...

With bank deposit interest rates on a declining trend, investor interest in debt mutual funds has been rising over the past few years. Debt funds not only provide diversification benefits and relative stability to your investment portfolio, they are more tax efficient compared to the traditional fixed income investment options like Bank FDs...