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If you had invested Rs 1 lakh in Nippon India Growth Fund in its NFO in October 1995, your money would have multiplied to more than Rs 1.1 Crore. Nippon India Growth Fund is undoubtedly one of the biggest wealth creators for mutual fund investors in India over the last 25 years or so. The phenomenal wealth creation story of Nippon...

It’s true to say that once our palate has been served well with a great meal, our hunger subsides and the best of the cuisines would be insipid and unappetising.Similarly, our needs and desires have a strong correlation up to a certain age. So, once we start working, post our education, we often are not able to distinguish between our needs...

Value funds are equity mutual fund schemes which follow value style of investing. The essential feature of value style is investing in stocks which are trading at a considerable discount to the fair value (intrinsic value). Fund managers buy and hold these stocks for a long period of time to capture the valuation upside i.e. when the valuation of the...

While evaluating performance, a lot of attention is given to returns while ignoring the risk taken to achieve the returns. Investors have limited control over the quantum of returns they can generate. But certainly, they have more control over how much risk they are willing to take. It is commonly believed that by taking higher risk you would generate...

The last 2 years have been difficult for mid and small cap stocks and funds. Nifty Midcap 100 index has fallen nearly 20% in last 2 years, while the Nifty Small Cap 100 index has fallen 37%. 2019 was a relatively better year for small and midcaps, even though we saw negative returns for both midcap and small cap indices in 2019 as...

In the first part of this blog post, Why you need to have hybrid mutual funds in your portfolio: Misconceptions Part 1, we discussed about hybrid mutual funds which invest in different asset classes like equity, fixed income etc. We also clarified about some common misconceptions about hybrid mutual funds. In this blog post, we will discuss about evolution of hybrid mutual funds in India...

Family is the most important social unit in most cultures around the world, but in India taking care of family members, especially those in need, is taken very seriously given our long tradition of joint family system. Most Indians feel obliged to take care of the needs of members of their family or extended family even if they are not living...

Regular Advisorkhoj readers know that we give a lot of importance to performance consistency when evaluating mutual fund scheme. Performance consistency across mixed market conditions is particularly important for focused equity funds which invest in relatively small number (less than 30 stocks) of high...

Earlier this year, Edelweiss Asset Management Company received the mandate from the Government of India to manage an exchange traded fund (ETF) which will invest in bonds of Public Sector Companies. Exchange Traded Funds (ETFs) are financial instruments which invest in a basket of securities (e.g. stocks, bonds, commodities...

We have stated a number of times in our blog that you can put the idle money in your savings bank account to productive use by investing it in overnight, liquid and ultra-short duration funds. All three debt mutual fund categories invest primarily in money market instruments, but there are differences...