Latest Saving, Investing & Mutual Fund Articles

Top performing banking sector mutual funds have given more than 30 - 40% returns in the last one year. When funds give such high returns, both existing and new investors are wary if the returns will be subdued in the future. Many of the top...

You may have observed in limited over cricket that teams with strong batting line-up choose to bowl first after winning the toss. The reason is obvious; when you are batting second you know, exactly how much, you have to score to...

Let us start this post with a question. Why do we need money? Money has two basic uses. We need money to fulfil our current needs like buying food, paying bills, rent / mortgage etc. We also need money for our future needs. Whether your...

Term Life Insurance plans in India are the most basic, effective and important Insurance Plan for an individual. Term Insurance Plans are basically protection plans and designed to protect your family against unforeseen circumstances by providing...

Balanced Funds have been around in Indian Mutual Industry for nearly 25 years now. Balanced funds are essentially hybrid funds with both debt and equity in its portfolio to balance the risk. The Balanced fund portfolios typically hold up to 65-70% of its...

ICICI Prudential MIP 25 has been one of the most consistent mutual fund Monthly Income Plans (MIPs) over the last 5 years. The fund has consistently been in the top two quartiles every year over the last 5 years (please see the Most Consistent Debt...

A recent research on retirement planning conducted by Reliance capital asset management in association with IMRB international reveals shocking data on the percentage of people actually planning for retirement in India. With an increase in the...

Are relative returns important for mutual funds? Some financial advisors say that investors should be concerned only about absolute returns. If investors are able to meet their financial goals through mutual funds, it does not matter how...

SBI Savings Fund is an ultra-short term debt fund which offers instant redemption. Ultra-short term debt funds are money market mutual fund schemes, which invest in very short term fixed income securities like commercial paper, certificate of deposits...

The true meaning of the word Life Insurance made sense to me when my neighbour Raghu suddenly expired one morning. Raghu met with a sudden heart attack and declared dead on arrival at hospital. His family had no clues as to what to do in a...