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Balanced Funds are equity oriented hybrid mutual fund schemes. Hybrid funds invest in multiple asset classes like equity and debt. Balanced Funds have at least 65% asset allocation in equity or equity related securities and the...

In our post, Do you know the different performance parameters of equity mutual funds: Part 1, we discussed various risk and risk adjusted performance parameters of mutual funds. Let us do a brief recap of the various concepts...

Knowing the tax consequences of investments, income and profits are an important part of financial planning for three important reasons. Firstly, investors should declare all taxable income correctly in their income tax returns...

In the last one year ICICI Prudential Top 100 fund gave more than 28% returns and is one of the best performing large cap funds. The nearly 20 year old fund has a great history of wealth creation giving almost 20% annualized returns since inception...

When researching funds for investment purposes many retail investors and financial advisors look at the historical returns of mutual fund schemes. If you read the fine print of a mutual fund’s disclaimer, you will often a see a line, “past returns...

In our blog, we have often discussed that asset allocation is the single most important factor in ensuring success of our financial goals. In the broader sense, asset allocation includes a variety of asset classes like equity, fixed...

If you follow the stock market, you will often hear statements like, the market is over-valued or under-valued, this stock is expensive and that stock is cheap etc. What does over-valued or under-valued, expensive or cheap mean in...

Financial independence is the most important retirement goal. With retired lives getting longer and costlier (particularly healthcare), you should start planning for retirement early in your working careers, if you want a stress free and...

Indian equities have performed very strongly in the last one year with the frontline indices, Sensex and Nifty advancing by 18 – 19%. The performance of the broader market, represented by the BSE – 500 and Nifty – 500 indices was even better...

Investment awareness in India has improved over the past few years, but I am still surprised that many people instinctively associate equities with share trading. This association shapes the risk perception of people towards equity as an asset...