Latest Saving, Investing & Mutual Fund Articles

Asset allocation is the most important characteristic of a balanced investment portfolio. A balanced portfolio has exposure to different asset classes like equity, fixed income, gold etc in the right proportions. Mutual funds can help investors...

We often come across blogs comparing Public Provident Fund (PPF) with ELSS. When comparing these two asset types, one should remember that their risk return characteristics are fundamentally different and therefore, it is unfair to compare...

We believe that every financial decision in our life should be based on some goal. The goal can be building a retirement nest egg, saving for your children’s college education or wedding, saving for a down-payment for property purchase...

The last 6 months have been interesting for the stock market. After a 3 month rally starting in March, concerns about Brexit, US Interest Rates, uncertainty about the outcome of US Presidential Elections and demonetization have...

In November, mutual funds in India invested र 13,600 Crores in equities. These investments were made possible by participation of large number of retail investors in equity mutual funds taking tactical advantage of weakness in equity...

If you had invested in SBI Blue-chip Fund 3 years back, you would have made a tax free profit of nearly 75% till date (Dec 3, 2016). While we should acknowledge that, 2014 was a bumper year for the Indian stock market, 2015 / early 2016 was one of...

Equity Savings Funds are a relatively new mutual fund product category. These are equity oriented hybrid funds similar to balanced funds, but the risk profile of these funds are more moderate (lower risk) compared to balanced funds. Balanced Funds...

In our Demystifying Derivatives series, we have, through a series of blog posts over the past view months, tried to explain how derivatives (futures and options) work, how much capital (margin) is required to trade in futures...

Youth is that period of our lives when we are free from almost all responsibilities. We graduate from college, land a good job and become financially free. The next step, which is also the most obvious one, is settling down. After marriage, we own a...

Every business was once a start-up. Those who survived and built a successful setup are the ones who took that crucial step of business expansion. Many housing and non-housing companies offer loans for business expansion, with which you can do...