Most Popular Saving, Investing & Mutual Fund Articles

Section 80C of Income Tax Act 1961 allows investors to claim deductions from their taxable income by investing in certain eligible investment schemes. The amount of money invested in the schemes eligible u/s 80C can be claimed as deduction...

With the onset of volatility in the stock market earlier this year, dynamic asset allocation hybrid funds are in flavor with investors. As part of SEBI’s mutual fund re-classification initiative, dynamic asset allocation funds or balanced advantage...

We all look forward to our retirement days when we will have time on our hands and lazy days stretching ahead. We will finally live life on our own terms without the iron hand of a schedule to intimidate us and to fasten...

Some investors may think that, since mutual funds invest in stocks, they are better off investing in stocks directly through a broker instead of investing in mutual funds. Some people cite fund expense ratios and lack of control over the investments as key...

Investors often tend to ignore the impact of taxes on their investment planning. Taxes, however, have a significant impact on the returns earned by the investor and therefore investors should pay due attention...

In the previous article of this series, Tax Planning at different stages of life – Part 1, we have discussed some tax planning ideas for people in the age group of 20 – 30 years and 30 – 40 years. Tax planning is an...

We know that equities give the highest long term returns among all asset classes. We also know that there is risk associated with equity investment, which implies that there is no certainty of returns or even the...

Mirae Asset Tax Saver Fund has emerged as the best performing tax saving mutual fund (ELSS) in the last 3 years (please see, Top Performing Mutual Funds (Trailing returns) - Equity: ELSS). If you had invested Rs 1 Lakh in the scheme three...

SBI Magnum Monthly Income Plan balances the need for capital safety with inflation beating returns. The fund achieves the balance by investing around 85% of its portfolio corpus in debt and money market, and around 15% in equity market. The fund has...

"Change is the only constant" applies most aptly in case of insurance buying trend in India. During the time of our parents,traditional plans like whole life insurance, money back, Endowment Insurance and pension plans ruled the roost. However, post launch...