When one talks about medical or health insurance, many prospective policy takers believe that they are sufficiently covered by their organisation and / or by their children’s place of employment. However, with spiralling cost of healthcare, one has...Read More
In our previous article, Choosing between Endowment and Money Back Life Insurance Plans, we had seen that the money back life insurance plans offer very low returns, compared to other investment products...Read More
ICICI Prudential MIP 25 has been one of the most consistent mutual fund Monthly Income Plans (MIPs) over the last 5 years. The fund has consistently been in the top two quartiles every year over the last 5 years (please see the Most Consistent Debt...Read More
We all look forward to our retirement days when we will have time on our hands and lazy days stretching ahead. We will finally live life on our own terms without the iron hand of a schedule to intimidate us and to fasten...Read More
SBI Emerging Businesses Fund was launched in 2004. If you had started a monthly SIP of Rs 5,000 in SBI Emerging Businesses Fund since inception, by now you would have accumulated a corpus of over Rs 17 Lakhs (as on April 2, 2018). The...Read More
"Change is the only constant" applies most aptly in case of insurance buying trend in India. During the time of our parents,traditional plans like whole life insurance, money back, Endowment Insurance and pension plans ruled the roost. However, post launch...Read More
Systematic Investment Plans (SIP) has been the favoured investing mechanism of many retail mutual fund investors, since they were introduced in India almost 20 years back by Franklin Templeton. SIPs offer a simple...Read More
Investors often tend to ignore the impact of taxes on their investment planning. Taxes, however, have a significant impact on the returns earned by the investor and therefore investors should pay due attention...Read More
In the previous article of this series, Tax Planning at different stages of life – Part 1, we have discussed some tax planning ideas for people in the age group of 20 – 30 years and 30 – 40 years. Tax planning is an...Read More
ICICI Prudential Banking and PSU debt fund has been a strong performer in the short term debt funds category over the last few years. In the last one year this short term debt mutual fund schemegave 9.7% return, which was much higher than bank...Read More