Most Popular Saving, Investing & Mutual Fund Articles

In the first part of this series, Technology is reshaping our world: Financial advisors should embrace technology: Part 1, we discussed how technology is re-shaping the financial services landscape and in the second part we discussed How can...

Infrastructure is one of the most crucial sectors in the progress of a country. Given India’s aspiration to become a developed economy by 2047, infrastructure development is crucial in achieving that vision. The Government recognizes the infrastructural needs and has developed various and policies...

Global financial markets have been volatile over the past 6 months due to high inflation. Bond yields have been rising for the nearly 18 months and the 10 year Government Bond yield is at a 3 year high now (as on 6^th June 2022). Bond prices have an inverse relationship with interest rate / yield changes i.e. prices go down...

Flexicap funds are diversified equity mutual fund schemes which invest across market cap segments i.e. large cap, midcaps and small caps. SEBI does not have segment wise limits for flexicap funds. The fund manager can have any allocation to large, mid and small caps, according to his / her market outlook...

With less than 60 days remaining in this financial year, investors should ensure that they complete their tax planning for the year as soon as possible unless they have already completed. As a tax payer you can claim deduction of up to Rs 1.5 Lakhs from your gross taxable income in this assessment year (AY 2020-21) by investing in...

Nippon India MF has launched Nippon India BSE Sensex Next 30 ETF and Nippon India BSE Sensex Next 30 ETF Index Fund. These are passive funds which will track the BSE Sensex Next 30 index. BSE Sensex Next 30 index comprises of 31st to 60th stocks by market capitalization listed on the Bombay Stock Exchange...

Franklin Templeton has launched Sapphire Equity Long Short SIF NFO. Equity Long Short SIFs are specialized investment funds (SIF) which can take naked (unhedged) short positions. Minimum investment amount for SIFs is Rs 10 lakhs, which though is substantially higher compared to mutual funds, is significantly lower than...

Retail investors in India have traditionally favoured Bank Fixed Deposits and Government Small Savings Schemes for their fixed income investments. However, fixed deposit interest rates have generally been declining over the last 10 years (see the chart below). Nominal interest rates are directly related to the inflation and GDP...

Nippon India Mutual Fund has launched two index funds NFOs – Nippon India Nifty Bank Index Fund and Nippon India Nifty IT Index Fund. Nippon India Nifty Bank Index Fund is a passive fund which will track the Nifty Bank Index, while the IT fund is also a passive fund which will track the Nifty IT index. Both the NFOs opened for subscription...

While evaluating performance, a lot of attention is given to returns while ignoring the risk taken to achieve the returns. Investors have limited control over the quantum of returns they can generate. But certainly, they have more control over how much risk they are willing to take. It is commonly believed that by taking higher risk you would generate...