Most Popular Saving, Investing & Mutual Fund Articles

Nippon India Focused Equity Fund has given 65% return in the last one year (as on 19th July 2021); it has been one of the best performing focused equity funds. The scheme underperformed in 2018 and 2019, but has come back strongly in the last 2 years. The long term track record of the scheme is also very...

Sundaram Equity Savings Fund is an open-ended hybrid equity oriented mutual fund scheme. The scheme was launched in 2013. Minimum one-time investment amount in this scheme is Rs 100 and minimum additional investment amount is Rs 100. You can also invest in this fund through Systematic Investment Plan...

Retail investors in India have traditionally favoured Bank Fixed Deposits and Government Small Savings Schemes for their fixed income investments. However, fixed deposit interest rates have generally been declining over the last 10 years (see the chart below). Nominal interest rates are directly related to the inflation and GDP...

With bank deposit interest rates on a declining trend, investor interest in debt mutual funds has been rising over the past few years. Debt funds not only provide diversification benefits and relative stability to your investment portfolio, they are more tax efficient compared to the traditional fixed income investment options like Bank FDs...

SBI Equity Savings Fund was launched in May 2015 and has Rs 2,275 Crores of Assets under Management. The expense ratio of the fund is 1.72%. For redemption of units within 15 days, the fund will charge an exit load of 0.1%. The scheme has given 8.4% CAGR returns since inception. Considering the volatility of the scheme, which is much lower compared to other equity oriented hybrid funds, these...

We have reviewed Principal Emerging Bluechip Fund, a large and midcap equity fund from Principal Mutual Fund stable, a number of times in the last few years. In our usual fund reviews, we look at a performance of a scheme across various market conditions, performance versus benchmark and peers, portfolio composition etc. In this post, we...

The global financial markets have been in extraordinary conditions for the past several months. Commodity prices have been very high across the world; crude oil prices are at 10 year high and expected to go up even further, as war rages in Ukraine. Inflation in United States is at a 40 year...

Most people think they need to have a lot of money before they can start investing. These days, with as little as Rs 500 you can get your feet wet with mutual funds. Investing in mutual funds allows you to take part in a larger pool of funds that will be managed by a professional fund manager. This presents a lot of advantages, the best...

After the outbreak of the first wave of COVID-19 the Reserve Bank of India pumped massive amount of liquidity in the financial system, to support the economy. As a result the yields of short term debt and money market instruments have remained low. As per CRISIL, the yields of Commercial Papers and Certificates...

Balanced Advantage Funds dynamically rebalance their asset allocation between equity and debt based on a dynamic asset allocation model. If equity valuations are low, then dynamic asset allocation model will increase asset allocation to equity and reduce allocation to debt. If equity valuations are high, then the model will reduce allocation...