Latest Saving, Investing & Mutual Fund Articles

In our earlier posts on SWPs (Systematic withdrawal plan), we discussed how SWPs from Balanced Mutual Fund schemes could be a very good option for investors looking for regular returns from their investments post retirement etc. The fund we will...

Financial advisors have made a huge contribution to the development of the financial services industry in India and to improving the financial lives of Indian investors. As a society we know the virtues of saving, but among vast sections of...

In the first part of this series, Planning your child’s future: Part 1, we discussed that inflation in the education sector is amongst the highest in CPI basket. The aspirations that parents have for their children are also much higher than ever...

If you look at long term performance of different mutual fund schemes, you will see that some schemes outperformed others in the same category by a big margin. In the short term, performance gap can be explained by market driven factors...

In the first part of this two part series, we discussed how debt comes in different forms. More often than not we are not even aware of the huge cost of debt. We also discussed the potential opportunity loss, if you rely on debt to...

In the business world, companies take loans either to tide over a temporary liquidity crisis or to fund expansion of the business. A liquidity crisis is a desperate situation and debt is often the only option to tide over it. When a...

Buying a mediclaim policy is par for the course for a responsible family oriented person in today’s times. But purchasing the right mediclaim can get confusing, especially with a lot of conflicting information doing the rounds. We present a few...

You are in your late twenties or early thirties and you have just started your family and you are too busy fulfilling the duties of a spouse and a parent. Among the household responsibilities and more nearer financial goals such as...

I constantly see financial advisors share information about various Funds performances, Funds beating their respective benchmarks by huge margin and funds giving 80-100 times return in X no. of years. That leaves me thinking how does...

Life Insurance, in all its manifestations, seems a technical concept to many of us and thus we choose to overlook the nitty - grittiness of an insurance plan even when we are investing in the same. Call it the lack of awareness or the technical jargon used in the...