Latest Saving, Investing & Mutual Fund Articles

About twelve years back, when I had been working in the US for a few years and had most of my savings invested in fixed income, I was looking to work with a financial advisor to help me increase my asset allocation in equities. A...

If you invested र 5,000 every month in SBI Magnum Multicap Fund through systematic investment plan (SIP) for the last 5 years, the value of your investment will be over र 5.2 lakhs (as on August 22, 2016). The internal rate of return of monthly SIP in SBI...

Equity Linked Saving Schemes (ELSS) is one of the most popular investments allowed under Section 80C, since the investors can avail double benefits of tax savings and capital appreciation. An ELSS is a diversified equity scheme with a...

Over the past few weeks, we at Advisorkhoj have received several queries related to derivatives. Though derivative trading in India was introduced more than 15 years back, most retail investors perceive derivatives as something...

ICICI Prudential Top 200 Fund was one of the oldest (amongst the private sector pack) and well known diversified equity fund. The fund was launched more than 20 years back and over this long journey, the fund had its share of ups and downs. However, if...

In our earlier posts on SWPs (Systematic withdrawal plan), we discussed how SWPs from Balanced Mutual Fund schemes could be a very good option for investors looking for regular returns from their investments post retirement etc. The fund we will...

Financial advisors have made a huge contribution to the development of the financial services industry in India and to improving the financial lives of Indian investors. As a society we know the virtues of saving, but among vast sections of...

In the first part of this series, Planning your child’s future: Part 1, we discussed that inflation in the education sector is amongst the highest in CPI basket. The aspirations that parents have for their children are also much higher than ever...

If you look at long term performance of different mutual fund schemes, you will see that some schemes outperformed others in the same category by a big margin. In the short term, performance gap can be explained by market driven factors...

In the first part of this two part series, we discussed how debt comes in different forms. More often than not we are not even aware of the huge cost of debt. We also discussed the potential opportunity loss, if you rely on debt to...