Latest Saving, Investing & Mutual Fund Articles

In our previous post, How to select the right debt funds for your portfolio – Part 1, we discussed how to select the right debt funds based on your investment tenure. There is a relationship between investment tenures and risk...

Retail investors in India still prefer traditional fixed income schemes to debt mutual funds. Some of my friends associated with the asset management industry attribute this behaviour to the lure of assured returns which traditional...

If you want to invest in equities in India, there are two common avenues available to you. You can open demat and trading accounts with a stock-broker to buy or sell equity shares in the stock market. Alternatively, you can invest in equity mutual...

Mutual funds offer a multiple options for a large variety of investment needs. However, since there are a large number of schemes with similar investment mandates, fund selection can become very confusing for less experienced...

J-Curve effect is an important phenomenon observed in various fields like economics, finance and statistics. The most common manifestation of J-Curve is seen in the impact of currency depreciation on the balance of trade. J-Curve...

In the last few years high dividend yield stocks have caught the investors fancy. Mutual funds investing in high dividend yield stocks are also catching the investor’s attention. The appeal of high dividend yield stocks in understandable...

In our previous post, Demystifying Derivatives: Option Trading Techniques Part 1, we discussed some basic option trading techniques. If you are buying options, then your risk is limited to the option premiums. If you are writing...

Mutual funds enjoy tax advantage over most other asset types when you make capital gains. Capital gains made in equity funds, held for less than 12 months, are taxed 15.45% (including 3% education cess); if funds are held for more than 12...

Referral is a tried and tested client acquisition channel in the financial advisory business. Some mutual fund distributors have been very successful in growing their business through referrals, while others have not been able to achieve any...

Top performing banking sector mutual funds have given more than 30 - 40% returns in the last one year. When funds give such high returns, both existing and new investors are wary if the returns will be subdued in the future. Many of the top...