Latest Saving, Investing & Mutual Fund Articles

Diversified equity mutual funds are the most preferred category of equity funds by investors. Also known as multi-cap or flexi-cap, these funds invest across companies and sectors with varied market capitalization. That simply means, a diversified equity...

In our Demystifying Derivatives series, we have, over the past several months discussed the basics of derivatives and how they work in the market. At the start of this series, we said that, this series is not just meant for...

In our post, Importance of Financial Planning, we discussed how financial planning can help you meet your short term, medium term and long term financial goals. While you can engage a professional financial planner or advisor to prepare your...

In 2015 and 2016 debt mutual funds year to date on an average have outperformed equity funds. Investors with a long term investment horizon should not be concerned with equity underperformance over the last 2 years...

Equity Savings Funds are equity oriented hybrid funds whose risk profiles are more moderate (lower risk) than the traditional balanced funds and yet they enjoy the tax advantage of balanced funds. Balanced Funds allocate at least 65% of their assets...

A few months back, we started a series on debt mutual fund investments. Many retail investors avoid debt funds because they do not understand the risk / return characteristics of these investments well. The learning objective...

In our post, What are the Best Tax Saving Investments: Fixed Income Part 1, we had discussed that, Public Provident Fund (PPF) is one of the most tax friendly risk free investment option under Section 80C of Income Tax Act 1961. From a tax...

The question has been haunting me for the last three years since I attended a training program on usage of social media in an IFA’s business. The program covered Facebook, Hoot suite, Quora, Twitter, Linked-in and one more platform which shows...

In our post, How to get the best out of mutual funds by avoiding common mistakes: Part 1, we had discussed some common mutual fund investing mistakes like trying to time the market, investing in a large number of mutual fund schemes to...

Asset allocation is the most important characteristic of a balanced investment portfolio. A balanced portfolio has exposure to different asset classes like equity, fixed income, gold etc in the right proportions. Mutual funds can help investors...