Latest Saving, Investing & Mutual Fund Articles

Asset allocation refers to the diversification of your investment portfolio across different types of assets. A 1986 study done in the United States showed that asset allocation is the most important determinant of portfolio performance (source: Brinson, Hood, Beebower, Financial Analyst Journal 1986). Equity and fixed income...

With interest rates peaking and the market expecting multiple rate cuts in 2024 by the US Federal Reserve indicating, we are likely to see the beginning of a new interest rate cycle this year. Long duration bond yields have been softening over the past few months and may ease further in anticipation of interest rate...

With just about a month left for the end of the financial year, taxpayers who have chosen the Old Tax Regime, must make their tax savings investments before 31st March 2024. Tax payers can claim deductions of up to Rs 1.5 lakhs from their gross taxable incomes every year by investing in various schemes allowed in Section 80C...

Bandhan Core Equity Fund, a large and midcap fund, was launched in August 2005 and has an 18 year track record of wealth creation. If you invested Rs 1 lakh in Bandhan Core Equity Fund, formerly known as IDFC Core Equity Fund at the time of its inception, your investment would have grown to Rs 10.61 lakhs (as of 31st January...

Index funds are growing in popularity among retail investors in India. Assets under Management (AUM) in index funds stood at over Rs 2 lakh crores as on 31st January 2024, growing 13X in last 3 years (CAGR of 137%, source: AMFI). There are several benefits of investing in index funds like lower costs (TER), no...

360 ONE MF launched their flexicap fund in June 2023 and has delivered 20.59% return till 31st January 2024. Though the fund has not yet completed a year, the strong performance of the fund has caught our attention. The investment strategy of 360 ONE Flexicap Fund is unique and has the potential of consistently generating...

Motilal Oswal Midcap Fund has an enviable wealth creation track record. If you had invested Rs 10 lakhs in Motilal Oswal Midcap Fund at the time of its inception, your investment would have grown in value to Rs 74 lakhs as on 31st January 2023 (see the chart below). The CAGR return of this scheme since inception...

Financial planning is the process of defining your goals e.g. home purchase, children’s higher education, children’s marriage, retirement planning, estate planning etc and developing an investment plan to meet your goals. Financial plans help you prepare for big events in your life and ensure financial security...

Fund managers who follow the value investing style try to identify stocks which are trading at significant discounts to their intrinsic value. The intrinsic value of a stock is based on fundamental analysis based on various factors like the company’s competitive strengths, market share, industry growth potential, company’s...

With just over a month left for the end of this financial year, you should ensure that you avail the deductions allowed under the Old Tax Regime, if applicable to you. Section 80C of Income Tax Act allows investors to claim deductions from their gross taxable income by investing in certain eligible tax savings schemes...