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Some investors wait to time the market in order to buy at low price. As per the Random Walk Hypothesis of movement of stock prices is random, in other words, it is not possible to predict short term price movement based on trend. Bear markets in the past have shown a sudden trend reversal. Even if...

Yes, the markets are volatile & hence I call them as “Behavior of the Beast”. I have taken data points from April 2018 till April of 2023. It covers the FII, DII & MFs Gross Purchase, Gross Sales & Net Purchase/Sales and the S&P BSE 500 movement. The FIIs have been Net Negative at...

Balanced Advantage Funds, also known as Dynamic Asset Allocation Funds, are hybrid mutual funds which manage their asset allocation dynamically between equity and debt. The asset allocation will change depending on market conditions using quantitative asset allocation models. To know more, read this...

Systematic Investment Plans in our Mutual Fund Industry have become a product by itself. The industry has recorded the highest Gross SIP Inflows of INR 14,276 in March 2023, with overall inflows at INR 1,55,972 in FY 2022-23 and SIP Assets Under Management at INR 6,83,296 as on March 2023. The total...

To begin, let me applaud the huge efforts of all our Mutual Fund Distributor friends for a commendable effort in promoting SIPs as a wonderful tool for their clients to participate in Indian Equity Markets, India Growth Story, their Long-Term Financial Planning linked to Goal setting. Further, the...

FY 2022-23 was a difficult year for global financial markets. Russia’s invasion of Ukraine, high inflation and rate hikes by central banks caused major headwinds for stock and bond markets around the world. S&P 500 fell by nearly 9% in FY 2022-23 (source: Bloomberg, as on 31^st March 2023). India was a relative outperformer with...

The recent tax change for non-equity funds may have come as a rude surprise for many mutual fund investors. As per the amendment to the Finance Bill, which came into effect from 1^st April 2023, all capital gains in non-equity funds, whether long term or short term will be taxed as per income tax rate of the...

Invest in Equities Instead! as the Rental Yields are Lower than the Mortgage & Opportunity Value Creation through Equity Investment is Huge! “Well, No Graphs, Worm Charts etc & it’s comparison with Equity Holding Performance for similar period can give the Answer”! “You certainly don’t have to become a...

Mirae Asset Large Cap Fund has recently completed 15 years. If you invested Rs 1 lakh in Mirae Asset Large Cap Fund at the time of its NFO, your investment would have grown to Rs 7.75 lakhs (as on 1^st April 2023). The chart below shows how your investment would have grown over the last 15 years despite many...

On 24th March 2023, the Finance Minister proposed an amendment to the Finance Bill 2023, whereby she proposed that the long term capital gains tax benefit for non equity schemes be removed. As per the provisions of Income Tax Act before this amendment, long term capital gains (holding period of 36 months or more)...