Latest Saving, Investing & Mutual Fund Articles

Asset allocation is one of the most important aspects of financial planning. The purpose of asset allocation is to balance risk and return in your portfolio. Quantum Mutual Fund’s 12 – 20 – 80* asset allocation strategy is aimed at building a balanced diversified portfolio which invests across different asset classes. The long...

Investors around the world usually prefer to invest in domestic equities, but investors in developed markets also allocate a portion of their investment portfolio to international equities. In recent times, we are also seeing growing interest about global products among retail investors in India. Several global products were launched...

A bond ladder is a portfolio of fixed income securities (debt and money market) maturing at different dates. For example, a bond ladder may have securities that are maturing in 1 year, 3 years, 5 years, 7 years and 10 years. The purpose of a bond ladder is to protect investors from interest rate risks. In this article, we will discuss...

Multicap funds are diversified equity mutual fund schemes which invest across market cap segments i.e. large cap, midcap and small caps. Multicap funds are among the most diversified among all equity funds because they are not only diversified across industry sectors, but also across market cap segments. Prior to September 2021, multicap...

Equity Linked Savings Schemes are mutual fund schemes which qualify for tax savings under Section 80C of Income Tax Act, 1961. You can claim up to Rs 1.5 lakhs deduction from your taxable income by investing in ELSS. ELSS investments have a lock-in period of 3 years. If you are investing in ELSS through Systematic Investment Plans, each SIP...

The global healthcare ecosystem has made great advances over several past decades. Outcomes of treatments for serious illnesses have improved as doctors and pharmaceutical companies have made great breakthroughs in developing new therapies and drugs for life threatening diseases. Advances in medical technologies and...

The equity market has been volatile over the past few weeks. From its all-time high of 18,600 in mid-October 2021, the Nifty has corrected by more than 1,600 points closing November 2021 below the psychological 17,000 mark. The broader market also saw deep cuts. Nifty Midcap 150 index fell by 9% from its all-time high, while the Nifty...

The Bharat Bond ETFs of different maturities are the biggest fixed income exchange traded funds (ETFs)in India. Bharat Bond ETF is an initiative of Department of Investment and Public Asset Management (DIPAM), under the Ministry of Finance. The funds are managed by Edelweiss AMC."To reach a goal you have never...

After a dream bull rally which saw the stock market climb to all time high, the market has turned volatile in the last one month. The Nifty has given up nearly 1,400 points, falling 8% in the last month or so. The broader market has also been volatile with midcaps falling 8% in the last month or so. Fears of new Coronavirus mutation and rising...

Multi Asset Allocation funds are hybrid mutual fund schemes which invest in 3 or more asset classes. According to SEBI regulations multi asset allocation funds must invest minimum 10% each in at least 3 asset classes. Apart from the two most popular asset classes, debt and equity, these schemes invest in asset classes like gold, real...