Latest Saving, Investing & Mutual Fund Articles

The stock market has been quite volatile this year. February and March saw the Nifty – 50 fall more than 1,000 points. The market then stabilized and recovered, though there were some choppy periods. Volatility has again returned in...

Midcap and Small Cap equity mutual funds had a dream run from 2014 to 2017. During this period the Nifty Midcap 100 and Nifty Small Cap 100 indices grew at a CAGR of 28% each. Midcap and small cap mutual funds were able to give...

With rise in short term yields, the spread between the 2 year and 10 year Government bond yield has narrowed to just 12 bps, this is a good time to invest in debt mutual funds which invest in corporate bonds to lock in the high yields...

In Part 1of this post, we discussed how lower interest rates can be the new normal in the medium to long term. Low interest rates will necessitate a rethink in approach to post retirement planning for Senior Citizens. In the second part...

Over the past 2 years, many senior citizen relatives complained to me how managing regular monthly expenses was becoming challenging with cut in bank interest rates. On a deposit of Rs 50 lakhs, senior citizens have seen their...

The not so secret recipe in the wealth creation is the “power of compounding”. The concept of compounding is simple. Power of compounding is nothing but interest earned on interest or profits earned on profits. The power of compounding over...

This month, India celebrated 72 years as a free country, and as the daughter of Indian diplomat, Independence Day has always been special. No matter what year we were born in, when we look back, we all feel India has come a long...

Mutual Funds are a form of investment wherein investors with similar financial objectives invest their money in mutual funds schemes which invests in equities, bonds, securities and/or money market instruments depending...

Equity Linked Savings Schemes not only helps investors save taxes under Section 80C of Income Tax Act 1961, they can also help investors to create substantial wealth in the long term. Rs 1 lakh invested in ICICI Prudential Long Term Equity...

Till about 2014, debt mutual funds were seen primarily as tax arbitrage opportunities vis a vis bank term deposits (FD). In the first union budget of the present NDA Government, debt mutual fund taxation was changed and debt...