Latest Saving, Investing & Mutual Fund Articles

The age old investing wisdom is “Buy low / Sell high”. To see if Indian investors are following this adage, we looked at the monthly net inflows in small cap funds since the beginning of FY 2023-24 and compared them with Nifty Small Cap 250 TTM PE multiples (see the chart below). You can see that the net monthly flows doubled from...

Equity and fixed income are the traditional asset classes for retail investors. However, commodity investments can help you diversify your portfolio in asset classes other than equity and debt. Commodities are natural resources which can be used as raw material to create different products. Examples of commodities are precious metals...

Your children’s future is one of your most important aspirations in life. Your childhas the right to dream big and you should support their dreams. But parents have to be realist. You need to think about how much you need to save and invest to help your child fulfil his / her aspirations. As per an insurance survey, 35% of parents worry...

India will celebrate World Investor Week, an initiative of International Organization of Securities Commissions (IOSCO), from 9th to 15th October 2023. In India, World Investor Week is a global campaign to promote investor education and protection. IOSCO is a global association or market regulators...

Retirement planning is a subject that often takes a backseat in our busy lives. With day-to-day expenses, immediate financial goals, and the belief that retirement is a distant future, it's no surprise that retirement planning is often neglected. However, recent statistics paint a concerning picture...

Small caps have outperformed ever since the market started recovering after the COVID-19 crash in 2020. Small caps outperformed in CY 2020 and 2021, but they underperformed in CY 2022. The 2022 correction made small caps attractive, and they bounced back strongly in 2023. Small cap funds saw a huge...

The equity market has been extremely bullish in this financial year (FY 2023-24) despite high-interest rates. Strong earnings growth in Q1 and cooling inflation have supported the market. The Nifty crossed the 20,000 level in September. The broader market has outperformed with midcaps (Nifty Midcap 150 TRI) and small caps (Nifty Small...

Small-cap funds have been one of the most preferred categories among retail investors this year. As per AMFI monthly data, small-cap funds have received the largest inflows among all equity fund categories in FY 2023 – 24, with more than Rs 19,370 crores of net inflows on FY 24 August YTD. Small cap...

The stock market has rallied strongly in 2023. The Nifty 50 index has rallied from 18,000 levels at the beginning of the year to over 20,000 (as on 13th September 2023). Since the market is at all time high, many investors are turning their attention to asset allocation. Hybrid mutual funds provide a...

Midcaps have outperformed large caps over the last 3 years (see the chart below). In the last 3 years ending 31st August 2023, Nifty Midcap 150 TRI gave nearly 33% CAGR returns while the Nifty 50 TRI gave 20% CAGR returns (source: NSE, Advisorkhoj Research, as on 31st August 2023). As a result, there is a lot of...