Latest Saving, Investing & Mutual Fund Articles

We have discussed the importance of asset allocation a number of times in our blog. Asset allocation ensures that you invest in the right asset class to meet your financial goals. It ensures that, you take the right amount of risk; too...

When life goes well, everything seems possible. No obstacle is too difficult to surmount, no challenge seems too big. But that is only when life goes well. When it doesn’t, the slightest difficulty assumes mammoth proportions. Every problem...

Benjamin Franklin, one of the founding fathers of United States of America, in his 1789 letter, shortly after the establishment of the US constitution, wrote that, “in this world nothing can be said to be certain, except death and taxes”. Tax is one of...

In our post, Understand investment styles to make smarter decisions: Growth Investing, we had discussed that, the name of a mutual fund scheme can reveal useful information with regards to the investment style of the fund...

Most investors who have invested in mutual funds through Systematic Investment Plan (SIP) over a long period of time vouch for the wonderful benefits of systematic investing. Even a small monthly auto debit from your bank account, which very often...

Over the past month or two, we have received a number of queries asking whether it is wise to invest in equity mutual funds since “the market is near its peak”. The market has been at its peak many times in the past; peaks are meant to be...

In our post, Demystifying Derivatives: Margin and risk capital for futures contract, we discussed the margin requirements in futures. We also discussed, how marked to market pricing works, how it affects your margins and your profits...

Derivatives are very important instruments in capital markets. However, most retail investors do not have a good understanding of these instruments. I have seen some of my friends and relatives trading in derivatives without...

Earlier this week we saw major correction in equity markets around the world, including India. This sell off in equity markets was caused by a several comments made by US Federal Reserve officials over the last few weeks, hinting at a rise in...

Over the last few days the Nifty corrected from its 52 week high of 8,969 to 8715 (as on September 9, 2016). This 250 point (approx) correction may have come as a surprise to some investors, but to readers who have followed our technical...