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Over the last 15 years, the frontline benchmark equity index Nifty has grown about 5.8 times. Over the same period, stocks like HDFC bank and Asian Paints grew by 50 to 60 times. The two companies mentioned are just examples. If you had...

Balanced funds are excellent investment option for investors with moderate risk tolerance, since they can generate excellent returns for the investors with limited downside risks. The other major advantage of balanced funds is the...

There are two primary reasons why we avoid Mutual Funds. The first being you do not understand what you are getting yourself into so you run away. Second being you are trying to understand but it sounds and looks...

Market cycles are realities that all equity investors have to live with. Over the past 15 years, we had three bear market cycles. Some economists are of the opinion that market cycles will get shorter in the future. However, irrespective of...

In times of high equity market volatility, such as the one we are seeing right now, fluctuations in their asset values can be stressful for investors with moderate risk appetite or first time equity investors. However, as discussed many times in our blog, over a long investment horizon, no...

Last year I was speaking with a life insurance advisor. Among other things, I urged him to recommend only term life insurance plans to his clients. Term plans are straightforward protection plans and are in the best interest of the insurance buyer...

Mutual Fund Monthly Income Plans (MIPs) are one of the best investment options for investors with moderate risk tolerance. Monthly Income Plans are conservative hybrid mutual funds which invest 70 – 75% of their portfolio assets...

The quarter ending September 30, 2015 was the fourth successive record quarter on quarter retail mutual fund volume growth. While this is an indicator of growing awareness of mutual funds among retail investors in India, if we look...

We can certainly say the world is an uncertain one. While dwelling in midst of so many uncertainties, we also have to make decisions on a daily basis. We make some humdrum decisions like the menu for breakfast or the clothes to...

As an investor of Mutual Funds you are aware of the fundamentals of Mutual Funds, the process of return generation and all that as an investor you must be aware of. However, a part of you still wonder if the information you have is...