Latest Saving, Investing & Mutual Fund Articles

Ask someone who is 10 to 15 years away from retirement, whether he or she will be financially comfortable if they have to retire within the next 5 years. The answer you are most likely to get is...

While conventional wisdom tells us that a concentrated portfolio strategy exposes the investor to incremental risks, to the credit of its fund managers, ICICI Prudential Focused Bluechip Equity Fund has delivered strong risk...

Equity markets have been very volatile for the past 6 months. As such many financial advisors are recommending balanced funds to their clients. Balanced funds are excellent investment option for investors with...

What if your Home loan tenure is reduced without increasing EMI and even if the interest rate remains the same? Sounds interesting? Read it. In year 2010, I bought a flat in Ahmedabad for which I took the home loan of Rs 48...

Reliance Growth Fund and Reliance Vision Fund recently celebrated their 20th birthdays on October 8th. While it is common knowledge Reliance Growth Fund’s reputation of wealth creation is second to none, Reliance Vision...

A few years back, I was over at my old school friend’s place for lunch. My friend’s financial advisor was supposed to drop by for a quick chat and my friend wanted me to sit through it. The financial advisor after getting...

The primary objective of investing in equity funds is capital appreciation over a sufficiently long investment horizon. However, different investors have different financial needs. Some investors want income from their investments, at the same time they...

In the beginning of your investment journey, you decided you are only going to rely on fixed income instruments to plan your financial future. After this decision, you seem to constantly get news of friends, family and relatives who have fared badly in the...

Section 80C of Income Tax Act allows tax payers to claim deductions from their taxable income by investing in certain instruments. The investment limit eligible for tax deduction in Section 80C has been increased to र 150,000 from...

The healthcare cost inflation in India, based on some estimates, is in the range of 20 – 25%. A serious illness in the family can cause severe financial distress. Health or medical insurance is an essential need to safeguard our health and financial well...