Latest Saving, Investing & Mutual Fund Articles

There are now quite a few equity mutual funds in the market with Funds with concentrated or focused portfolios, some of which have been doing quite well also. Some investors may ask whether the fund manager can achieve the...

If you had invested Rs. 1 lac ICICI Prudential Value Discovery Fund NFO 11 years ago, the value of your investment on December 4 2015 would be Rs. 11 lacs. This implies the fund has given 11 times returns in the last 11 years. Very few...

Over the last 15 years, the frontline benchmark equity index Nifty has grown about 5.8 times. Over the same period, stocks like HDFC bank and Asian Paints grew by 50 to 60 times. The two companies mentioned are just examples. If you had...

Balanced funds are excellent investment option for investors with moderate risk tolerance, since they can generate excellent returns for the investors with limited downside risks. The other major advantage of balanced funds is the...

There are two primary reasons why we avoid Mutual Funds. The first being you do not understand what you are getting yourself into so you run away. Second being you are trying to understand but it sounds and looks...

Market cycles are realities that all equity investors have to live with. Over the past 15 years, we had three bear market cycles. Some economists are of the opinion that market cycles will get shorter in the future. However, irrespective of...

In times of high equity market volatility, such as the one we are seeing right now, fluctuations in their asset values can be stressful for investors with moderate risk appetite or first time equity investors. However, as discussed many times in our blog, over a long investment horizon, no...

Last year I was speaking with a life insurance advisor. Among other things, I urged him to recommend only term life insurance plans to his clients. Term plans are straightforward protection plans and are in the best interest of the insurance buyer...

Mutual Fund Monthly Income Plans (MIPs) are one of the best investment options for investors with moderate risk tolerance. Monthly Income Plans are conservative hybrid mutual funds which invest 70 – 75% of their portfolio assets...

The quarter ending September 30, 2015 was the fourth successive record quarter on quarter retail mutual fund volume growth. While this is an indicator of growing awareness of mutual funds among retail investors in India, if we look...