Latest Saving, Investing & Mutual Fund Articles

For most retail investors in India, equity as an asset class is limited to just Indian stocks or mutual fund schemes which invest in domestic stocks. Adding international stocks or funds - to your portfolio provides several diversification benefits. All stock markets do not move in the same direction always – in the last 2 years US S&P 500 gave 10%...

One of the most encouraging trends of investor maturity in India is the increasing popularity of SIPs in India. As per AMFI data, there are more than 3 Crore SIP accounts as on January 2020. More than 1 crore SIP accounts were added in FY 2018-19 and a higher number is expected to be added in this financial year. Rs 8,532 Crores were...

Bank Fixed Deposits have been the traditional long term investment choice of average Indian households. As per Reserve Bank of India’s annual statistical publication on financial assets and liabilities of Indian households, bank FDs account for nearly 50% of average household savings with life insurance policies a distant second...

Selecting a mutual fund scheme is an important aspect of your investment decision. We have discussed many a times how to select funds for your investment needs based on your risk appetite and investment goals. Once you have zeroed in onto the right category of funds based on these two factors, you should select schemes which...

With less than 60 days remaining in this financial year, investors should ensure that they complete their tax planning for the year as soon as possible unless they have already completed. As a tax payer you can claim deduction of up to Rs 1.5 Lakhs from your gross taxable income in this assessment year (AY 2020-21) by investing in...

As we embark on a new decade, it may be interesting to see how our stock market did in the last decade (2010 to 2020). In the last decade, Nifty 50 TRI gave 10.2% CAGR returns. As far as the broader market was concerned, the Nifty Midcap 150 TRI gave nearly 12% CAGR returns in the last decade. Equity as an asset class outperformed...

Tax planning is an important financial objective any person has. Tax planning starts when a person starts working and continues almost throughout one’s life, even after retirement. We have observed that, people often fail to look at tax planning objectively and start making investments related to tax saving in a very mechanical way. Tax...

For this article, we looked at the best performing focused equity funds category in terms of long term SIP returns. For our analysis we looked at monthly SIP performance of different focused equity funds over long investment periods 5 years, 7 years, 10 years etc. For investing through SIPs, you should always have long investment tenures...

Small cap mutual funds are equity mutual fund schemes which invest at least 65% of their assets in small cap stocks. SEBI categorizes 251^st and smaller companies by market capitalization as small cap companies. Small cap companies are smaller than midcap and large cap companies in terms of market share, revenues and earnings per...

I came across this chart over the internet which suggests that instances of negative returns decreases with increase in Mutual Fund SIP tenure. This led me to another question. What would this chart look like if we change the criteria from 0% returns, as implied above, to a minimum of 14% returns that is generally expected by...