Latest Saving, Investing & Mutual Fund Articles

Earlier this year, Edelweiss Asset Management Company received the mandate from the Government of India to manage an exchange traded fund (ETF) which will invest in bonds of Public Sector Companies. Exchange Traded Funds (ETFs) are financial instruments which invest in a basket of securities (e.g. stocks, bonds, commodities...

We have stated a number of times in our blog that you can put the idle money in your savings bank account to productive use by investing it in overnight, liquid and ultra-short duration funds. All three debt mutual fund categories invest primarily in money market instruments, but there are differences...

After a prolonged period of volatility, the Nifty has stabilized and is consolidating near the all time highs. Even the broader market has shown solid signs of recovery, with Nifty Midcap 100 trading nearly 15% higher than its all time low. While historical data shows that equity is the best performing asset...

We get many queries on our website seeking guidance on what to do with mutual fund schemes which are not performing well. Should you redeem and sit on cash? Should you switch to better performing funds and if yes, which mutual fund scheme should you switch to? Should you continue to hold and wait? How long should you wait...

Midcap mutual funds are equity mutual fund schemes which invest at least 65% of their assets in midcap stocks. SEBI classifies the top 100 stocks by market capitalization as large cap stocks, the next 150 stocks as midcap and the remaining ones as small cap stocks. Large cap stocks are characterized by market...

We have repeatedly stressed the importance of putting your idle money to productive use. If you keep hard earned money in savings bank account for long periods of time, then in real terms (adjusted for inflation), you will be eroding your wealth. This is because low savings yields cannot keep with the decline...

Debt mutual funds are great investment options for getting stable returns with lower downside risks. Debt funds offer a large variety of solutions for wide range of investment needs e.g. liquidity, investment tenures and risk appetites. However, based on comments and queries received by us at Advisorkhoj, we think that many retail...

Tax payers usually treat tax planning as tax saving exercise. But tax planning should be a very important financial planning exercise tax payers must endeavour to link their tax saving investments with long term financial goals. Section 80C of Income Tax Act 1961 allows tax payers...

Rs 1 lakh invested in Nippon India Large Cap Fund 10 years back would have multiplied more than 3 times (as on 22^nd November 2019) and grown to a value of Rs 3.13 lakhs. The systematic investment plan (SIP) performance of the scheme over the last 10 years is equally impressive. A monthly...

If you had invested Rs 1 lakh in SBI Large and Midcap Fund (erstwhile SBI Magnum Multiplier Fund) at the time of its inception in early 1993, your investment would have grown to Rs 33 lakhs (as on 22^nd November 2019). Rs 10,000 monthly SIP in the scheme over the last 10 years would...