In the journey towards financial freedom, there are two important aspect, creation of wealth while you are alive & protecting your family financially after you are gone. LIC Mutual Fund offers a product which does both, this is called...Read More
With the onset of volatility in the stock market earlier this year, dynamic asset allocation hybrid funds are in flavor with investors. As part of SEBI’s mutual fund re-classification initiative, dynamic asset allocation funds or balanced advantage...Read More
Asset allocation is the mix of different asset classes in an investment portfolio – the two most common asset classes are fixed income (debt) and equity. Gold and real estate are also popular asset classes in India. Equity is a risky asset...Read More
The most important part of investing for one’s goals is asset allocation in accordance with the investor’s risk appetite. Most investors are not able to get this right; either they take too much risk or they take too little risk - both are harmful...Read More
Credit risk funds are debt mutual fund schemes which aim to capture higher yields by investing in AA or below rated corporate bonds (Non-Convertible Debenture). Lower rated bonds pay higher coupon rate to investors and by investing slightly...Read More
Despite growing investor awareness and popularity of mutual funds in India, investor interest in debt mutual funds is still lukewarm in the retail segment. In fact, most retail investors in India normally associate mutual funds...Read More
There are several views with regards to investing in sectoral mutual funds. Some financial advisors are of the opinion that sectoral mutual funds are too risky for average investors; sectoral mutual funds have sector specific risks...Read More
While June marks the end of a volatile month for the markets, it also marks the beginning of a volatile monsoon season in Mumbai. One of the pleasures of the monsoon season is the drive from Mumbai to Khandala, and on this drive, the...Read More
ELSS Mutual Funds or Equity Linked Saving Schemes offer you a simple way to get tax benefits under Section 80C of The Income Tax Act 1961, while aiming to make the most of the potential of the equity market investing. Therefore, if the...Read More
Legendary investor, Warren Buffett has often suggested that discipline is one of the most important attributes of successful investors. While investing behavior of most investors is influenced by greed and fear, successful investors do not...Read More