Latest Saving, Investing & Mutual Fund Articles

One of the joys of my profession is to travel the country, and meet a diversity of investors and advisors – of different age groups, levels of financial awareness, financial needs, and of course risk profiles. Each interaction has a story...

As part of SEBI’s directive on mutual fund scheme rationalization and re-classification, some new scheme categories have been created to help investors understand the investment characteristics of different mutual fund schemes...

You may have heard it many times when you are in the world of mutual fund investments - "Don’t time the market, steer clear of greed and envy, and be prepared to wait". Investingsmartly in mutual funds may sound...

In the journey towards financial freedom, there are two important aspect, creation of wealth while you are alive & protecting your family financially after you are gone. LIC Mutual Fund offers a product which does both, this is called...

With the onset of volatility in the stock market earlier this year, dynamic asset allocation hybrid funds are in flavor with investors. As part of SEBI’s mutual fund re-classification initiative, dynamic asset allocation funds or balanced advantage...

Asset allocation is the mix of different asset classes in an investment portfolio – the two most common asset classes are fixed income (debt) and equity. Gold and real estate are also popular asset classes in India. Equity is a risky asset...

The most important part of investing for one’s goals is asset allocation in accordance with the investor’s risk appetite. Most investors are not able to get this right; either they take too much risk or they take too little risk - both are harmful...

Credit risk funds are debt mutual fund schemes which aim to capture higher yields by investing in AA or below rated corporate bonds (Non-Convertible Debenture). Lower rated bonds pay higher coupon rate to investors and by investing slightly...

Despite growing investor awareness and popularity of mutual funds in India, investor interest in debt mutual funds is still lukewarm in the retail segment. In fact, most retail investors in India normally associate mutual funds...

There are several views with regards to investing in sectoral mutual funds. Some financial advisors are of the opinion that sectoral mutual funds are too risky for average investors; sectoral mutual funds have sector specific risks...