Asset allocation is the most important aspect of financial planning. A lot of investors allocate a sub-optimal proportion of their portfolio to equities. This is because the risk appetite of investors in India is low...Read More
In our previous article we discussed the benefits of start investing early for wealth creation and we also discussed how it is possible using 'power of compounding'. Now, let's understand how Compound Interest...Read More
Balanced Funds are hybrid equity oriented mutual funds. Minimum equity allocation in these funds is 65% and the rest in debt instruments. Being an equity oriented mutual fund, Balanced Funds enjoy equity taxation. Apart from the long term capital gains...Read More
As this fiscal year draws to a close, tax planning is now an important concern for a lot of people. Section 80C of Income Tax Act allows tax payers to claim deductions from their taxable income by investing in certain...Read More
Endowment insurance policies have always been very popular in India. The advent of ULIPs had an impact on the popularity of endowment policies, but they still continue to be quite popular. If you had bought...Read More
Healthcare costs in India are increasing at a distressing rate. Based on some estimates the annual healthcare inflation is the range of 15 – 25%. A hospitalization for a serious illness can cost Rs 5 lakhs or above...Read More
Of the several mutual funds product categories available in the market, gilt funds are probably the least understood product category. Many retail investors stay away from gilt funds and many others have wrong strategies when investing...Read More
A portfolio containing the financial plan of a family, typically has financial goals such as higher education, marriage and savings for the child(ren) of the family. One of the most popular avenues of investment is the...Read More
In the first part of our series, Best Health Insurance Plans in 2015: Individual Mediclaim, we had looked at the best individual Mediclaim plans, based on the most recent Mint Mediclaim ratings. Mint the leading financial...Read More
Post office Monthly Income Scheme has for long been a favourite with investors who want regular monthly income from their investments. They offer risk free 8.5% returns and are especially preferred by...Read More