Most Popular Saving, Investing & Mutual Fund Articles

If you invested र 5,000 every month in SBI Magnum Multicap Fund through systematic investment plan (SIP) for the last 5 years, the value of your investment will be over र 5.2 lakhs (as on August 22, 2016). The internal rate of return of monthly SIP in SBI...

There are times when you think whether you should surrender your endowment or money back life insurance policies. You may want to surrender your policy for a number of reasons. You may have...

The primary objective of investing in equity funds is capital appreciation over a sufficiently long investment horizon. However, different investors have different financial needs. Some investors want income from their investments, at the same time they...

Asset allocation is the most important aspect of financial planning. A lot of investors allocate a sub-optimal proportion of their portfolio to equities. This is because the risk appetite of investors in India is low...

Personal finance bloggers often give hypothetical examples of wealth creation to demonstrate the power of compounding in equity. Here is a real example -If you had invested Rs 1 lakh in Birla Sun Life Tax Relief 96 Fund at its inception around twenty...

The much maligned ULIPs have become more attractive as investment options under the revised IRDA guidelines. The cost and fees structure of ULIPs have been considerably rationalized. For the uninitiated, ULIPs...

Post office Monthly Income Scheme has for long been a favourite with investors who want regular monthly income from their investments. They offer risk free 8.5% returns and are especially preferred by...

In our previous article we discussed the benefits of start investing early for wealth creation and we also discussed how it is possible using 'power of compounding'. Now, let's understand how Compound Interest...

A र 5,000 monthly SIP in Reliance Small Cap Fund over the last 5 years would have grown to a value of more than र 6 lacs (as on 21.04.2016) while the investor would have invested only र 3 lacs on a cumulative basis. The annualized SIP returns of this...

Mutual Fund Monthly Income Plans (MIPs) are one of the best investment options for investors with moderate risk tolerance. Monthly Income Plans are conservative hybrid mutual funds which invest 70 – 75% of their portfolio assets...