This year has been especially volatile for equity markets in India. The Sensex has fallen by 10% over the past one month. If we compare with the all time high in early March, the Sensex is down over 15% (as on Sep 2)...Read More
Tax free bonds have gained popularity among investors in the high tax bracket as interest earned from tax free bonds is exempt from income tax. In this article we will discuss about tax free bonds and see how they...Read More
In 2015 we had looked at the best family floater Mediclaim Plans, based on Mediclaim ratings by Mint, the leading financial daily. Mint rates Mediclaim or health insurance plans based on a variety of parameters like premiums...Read More
Balanced funds are excellent investment option for investors with moderate risk tolerance, since they can generate excellent returns for the investors with limited downside risks. The other major advantage of balanced funds is the...Read More
Debt mutual funds offer a large variety of products that cater to a wide spectrum of investment needs, risk profiles and interest rate scenarios. While bank fixed deposit is almost an automatic choice for most retail investors as far as short...Read More
We have discussed earlier in our blog that, asset allocation is the most important aspect of financial planning (please see our article, Asset Allocation strategies for different age groups). A number of studies have...Read More
There are times when you think whether you should surrender your endowment or money back life insurance policies. You may want to surrender your policy for a number of reasons. You may have...Read More
Personal finance bloggers often give hypothetical examples of wealth creation to demonstrate the power of compounding in equity. Here is a real example -If you had invested Rs 1 lakh in Birla Sun Life Tax Relief 96 Fund at its inception around twenty...Read More
Balanced funds are attractive investment options for first time mutual fund investors and investors with moderate risk tolerance, especially during periods of high volatility. In fact over the last year balanced funds on an average have...Read More
It is very hard to let go off the fixed deposits, especially when the interest rates are as high as 9.5%, close to a double digit. An investor might think it is even foolish to consider Debt funds in such a scenario because...Read More