Latest Saving, Investing & Mutual Fund Articles

What if your Home loan tenure is reduced without increasing EMI and even if the interest rate remains the same? Sounds interesting? Read it. In year 2010, I bought a flat in Ahmedabad for which I took the home loan of Rs 48...

Reliance Growth Fund and Reliance Vision Fund recently celebrated their 20th birthdays on October 8th. While it is common knowledge Reliance Growth Fund’s reputation of wealth creation is second to none, Reliance Vision...

A few years back, I was over at my old school friend’s place for lunch. My friend’s financial advisor was supposed to drop by for a quick chat and my friend wanted me to sit through it. The financial advisor after getting...

The primary objective of investing in equity funds is capital appreciation over a sufficiently long investment horizon. However, different investors have different financial needs. Some investors want income from their investments, at the same time they...

In the beginning of your investment journey, you decided you are only going to rely on fixed income instruments to plan your financial future. After this decision, you seem to constantly get news of friends, family and relatives who have fared badly in the...

Section 80C of Income Tax Act allows tax payers to claim deductions from their taxable income by investing in certain instruments. The investment limit eligible for tax deduction in Section 80C has been increased to र 150,000 from...

The healthcare cost inflation in India, based on some estimates, is in the range of 20 – 25%. A serious illness in the family can cause severe financial distress. Health or medical insurance is an essential need to safeguard our health and financial well...

In this ever expanding Mutual Fund industry, there are new funds offers, existing schemes, existing Asset Management Companies (AMCs) big and small and also AMCs planning to enter the Indian markets...

Most of us keep our surplus cash lying in our savings bank account. It is safe and convenient, if we need to use the money on a frequent basis. However, we should, from time to time, take a look at our savings bank statement and ask ourselves...

The equity market has been volatile for the last 6 months. From its all time of 9120, made on an intraday basis on March 3, the Nifty fell to 7,558 on September 8, a drop of 17%. Daily swings of more than 1% were seen quite often. Out of the 137 trading sessions from March...