Latest Saving, Investing & Mutual Fund Articles

Balanced Advantage Funds dynamically rebalance their asset allocation between equity and debt based on a dynamic asset allocation model. If equity valuations are low, then dynamic asset allocation model will increase asset allocation to equity and reduce allocation to debt. If equity valuations are high, then the model will reduce allocation...

The stock market staged a big turnaround after the big crash in March of 2020. The market (Sensex / Nifty) is now trading near its all-time high. Many investors may be wondering what do now. Asset allocation helps investors balance risk and returns. Research has shown that asset allocation is one of the most important factors in...

SBI Magnum Multicap Fund has been one of the top performing diversified equity funds. The scheme was launched in 2005 and has delivered north of 12% CAGR returns since inception. This scheme is one of the most popular schemes in the SBI Mutual Fund stable with Rs 10,425 Crores of assets under management (AUM) as on...

The services sector is one of the most important sectors of the Indian economy. The services sector accounts for 56% of the India’s GDP. Services sector is also the fastest growing sector of the Indian economy from the mid-80s onwards. Rising per capita income, growth in social mobility and increasing urbanization has contributed to growth...

SBI Mutual Fund is launching a New Fund Offer (NFO) which will invest in US equities – SBI INTERNATIONAL ACCESS – US EQUITY FOF. The NFO is a fund of fund (FOF) investing in Amundi Funds – US Pioneer Funds.Amundi is one of the leading Asset Management Companies (AMC) of the world with over $2.1 trillion of assets under...

In the Union Budget of 2021, interest on PF contributions (contribution made by the employee) above Rs 2.5 lakhs will be taxable as per the income tax rate of the employee. This has caused concerns among many salaried investors. In this article, we will discuss about who will get affected by this, how they will be impacted and possible...

Human race has made great evolutionary progress but in our quest towards industrialization, we have caused significant changes to our ecology and climate. Greenhouse effect due to industrialization has resulted in significant rise in temperatures in different parts of the world. In the last few decades, global...

planning... or start their retirement planning late in life, which may put their financial inRetirement planning is one of the most important life-stage goals especially for salaried people. The financial objective of retirement planning is to accumulate a sufficiently large corpus which can meet cash-flow needs of you and your...

ESG is an acronym for environmental, social and governance, which form the three pillars of this style of investments. Environmental factors relate to impact (favourable or unfavourable) which companies have on climate change, how they use the natural resources, waste management etc. Social factors relates to how companies...

Asset allocation is important in achieving your financial goals, whether in bull market or bear market. Many investors ignore asset allocation when the market is favourable but this can be harmful to their financial interests in the long run because they may take more risks than warranted by their risk profiles and financial goals. The stock market...