Latest Saving, Investing & Mutual Fund Articles

Till about 2014, debt mutual funds were seen primarily as tax arbitrage opportunities vis a vis bank term deposits (FD). In the first union budget of the present NDA Government, debt mutual fund taxation was changed and debt...

LIC Mutual Fund Unit Linked Insurance Scheme is an investment cum insurance product, which offers investments in equity oriented hybrid asset class along with life insurance cover. Launched in 1989, the Unit Linked Insurance Scheme is one...

One of the biggest benefits of SEBI’s Mutual Fund Scheme re-classification initiative is that, investors now have a clearer idea about the market cap composition and risk characteristics of a mutual fund scheme. Large and midcap...

At the time of investing in a mutual fund schemes, investors have to select whether they want to invest in Growth or Dividend Option. Investors should understand very clearly that, whether you invest in the Growth or the Dividend...

We have stated many times in our blog that the real wealth creation power of equity mutual funds can be seen over very long investment tenors. The return since inception of SBI Focused Equity Fund (erstwhile SBI Emerging Business Fund) is...

Mutual Funds are a form of investment wherein investors with similar financial objectives invest the money in equities, bonds and other securities. It is a pool of money from various investors which is professionally managed...

Bank Fixed Deposits and Government Small Savings Schemes are automatic investment choices for vast majority of risk-averse investors in our country. While these schemestheoretically give risk free return, one has to look at risk through...

Very often we see investors selecting mutual funds based on last 1 year performance but this often than not leads to results not meeting investors’ expectations. In Advisorkhoj, we believe that consistency is one of the most...

One of the joys of my profession is to travel the country, and meet a diversity of investors and advisors – of different age groups, levels of financial awareness, financial needs, and of course risk profiles. Each interaction has a story...

As part of SEBI’s directive on mutual fund scheme rationalization and re-classification, some new scheme categories have been created to help investors understand the investment characteristics of different mutual fund schemes...