Latest Saving, Investing & Mutual Fund Articles

Large cap equity mutual funds are mutual fund schemes which invest at least 80% of their assets in large cap stocks. SEBI defines the top 100 stocks by market capitalization as large cap stocks. Large cap mutual funds tend to be less volatile...

Based on our interactions with investors and financial advisors, we see that there is a lot of interest in mutual fund dividends and Systematic Withdrawal Plan (SWP) as income solutions for investors. Many investors prefer dividend options for regular...

SBI Savings Fund is a money market mutual fund scheme which invests in money market instruments like commercial papers (CPs), certificates of deposits (CDs) etc. As per SEBI’s mutual fund classification directive, money market funds must...

If you had invested Rs 1 lakh in Principal Focused Multi-Cap Fund (erstwhile Principal Large Cap Fund) at the time of its launch (NFO) towards the end of 2005, your investment would have multiplied to nearly Rs 6 lakhs (as on May 13^th 2019)...

Over the past few months, debt mutual funds have been in the news for wrong reasons. In September 2018, the shock default by IL&FS (and its subsidiary) on its debt obligation shook the debt markets in which mutual funds are major investors...

Performance consistency in mutual funds, in our view, is one of the most important attributes of superior long term returns and wealth creation for investors. Consistent performers may not always be the best performer in a particular year, but...

We have reviewed Principal Emerging Bluechip Fund a couple of times in the last one year. You can refer to our posts, Principal Emerging Bluechip Fund: One of the best large and midcap funds (published on 29^th August 2018) and Principal...

Small cap stocks, i.e. stocks below the top 250 stocks by market capitalization, offer investors exponential growth opportunities. Since these stocks are under-researched and under-owned by the by...

Focused funds are equity mutual fund schemes, which invest in a concentrated portfolio of stocks. As per SEBI’s mandate, focused funds can invest in maximum 30 funds. SBI Focused Equity Fund is among the top 3 focused funds in the last 3...

Mutual fund reclassification directive by SEBI has brought a lot of clarity about different types of mutual funds for investors. In our view, retail investors had little awareness about different types of debt mutual funds and were often confused...

ICICI Prudential Bluechip Equity Fundis the best performing large cap equity funds in the last 10 years (please see our Top Performing Mutual Funds (Trailing returns) - Equity: Large Cap). It is also among the top 3 large cap SIPs in the last...

Over the past twenty years or so, mutual fund systematic investment plans have gained tremendous popularity and have one of the most favored investment choices for retail investors in India. There are a number of advantages in the SIP...

Balanced Advantage Funds dynamically rebalance their asset allocation between equity and fixed income (debt) based on stock market valuations based on a dynamic asset allocation model. If equity valuations are low, then in dynamic...

ICICI Prudential Value Discovery Fund was one of best performing and popular equity mutual fund schemes for many years till around 2016. The scheme consistently beat its benchmark (BSE 500 TRI) and category peers for a number...

We are almost in the final month of the current tax assessment year. You can claim deductions of up to Rs 1.50 Lakhs from your taxable income by investing in schemes eligible under Section 80C of Income Tax Act 1961. In order to claim...