Most Popular Saving, Investing & Mutual Fund Articles

A term which made sense to me when I saw its importance exemplified in front of my eyes. Up until that experience, I felt it was something that the friendly uncle, who turned out to be our family agent,visiting our house touted about. For me, life insurance...

A misperception about mutual funds among many retail investors, especially less experienced investors is that, these are risky investments. You should know there are several types of low risk mutual fund schemes where you can deploy your money productively (higher rate of return) instead of keeping it idle in your savings bank...

For this assessment year (FY 2020-21 / AY 2021-22), the Government has provided investors the option of sticking to the current income tax rates (as per their income slabs) and claiming exemption like Section 80C, 80D, HRA etc. or moving to the new tax regime with lower tax rates for incomes below Rs 15 lakhs but giving up most of the...

Life insurance is essential for our financial security. However, life insurance as a financial product, popular as it may be, is still widely misunderstood due to the general lack of financial literacy and widespread misselling...

Every country exports and imports for its survival. As long as this equation of imports versus exports is balanced, it is good for the nation but when imports become more than exports, the value of the currency...

We have stated a number of times in our blog that you can put the idle money in your savings bank account to productive use by investing it in overnight, liquid and ultra-short duration funds. All three debt mutual fund categories invest primarily in money market instruments, but there are differences...

If you had invested Rs 1 lakh in Principal Emerging Bluechip Fund nearly 12 years back at the time of its inception (NFO), its market value today (as on 2^nd December 2020) would be nearly Rs 12.5 lakhs. More 12X growth in 12 years imply a CAGR of well over 20%, which is phenomenal by any standard. There are funds which...

When I was in middle school in the mid eighties, I remember that, for many months the headline dominating the newspaper front pages, related to the subject of bank computerization. The banking industry was crippled...

In the first part of this series, we discussed how different categories of equity mutual funds performed in 2014. While equity funds performed strongly driven 30% rise in Sensex during 2014, even some debt funds gave...

Reliance Mutual Fund has announced the third tranche of Further Funds Offer (FFO) for CPSE ETF. The CPSE ETF is an innovative initiative of the Government to disinvest its stake in select Public Sector companies through the exchange...