Most Popular Saving, Investing & Mutual Fund Articles

Mutual Funds which stand the test of the time and deliver strong returns across different market cycles become favourites with investors. SBI Magnum Multiplier fund launched in 1993 is one such fund. In the last few years, the fund...

If you started a monthly SIP of Rs 10,000 in Canara Robeco Bluechip Equity Fund at the time of its inception(August 2010), you could have accumulated a corpus of nearly Rs 56 lakhs (as on 31st July 2024) with a cumulative investment of just Rs 16.8 lakhs. This large cap fund has recently completed 14 years...

Edelweiss Mutual Fund has launched a new fund Edelweiss Small Cap Fund. The NFO opened for subscription on January 18 and will close on February 1, 2019. The last one year has been very difficult for small cap stocks with the Nifty Small...

We are getting busier in our careers. I started in 1996, and every year my responsibilities and work load has been increasing. Competition in business is increasing, and unless we work harder and smarter, we...

When we think about mutual funds, we are conditioned to think only of equity investments. It is true equity as an asset class provides superior returns over a long time horizon. However equity funds are not the...

Arbitrage funds have been in focus in recent times. In the last 3 years, the yield gap between arbitrage funds and savings bank account have widened. Furthermore, the yield / return gap between arbitrage funds and liquid funds have narrowed (see the chart below). On a post-tax basis, arbitrage funds enjoy the advantage...

Retail investors in India have traditionally favoured Bank Fixed Deposits and Government Small Savings Schemes for their fixed income investments. However, fixed deposit interest rates have generally been declining over the years (see the chart below). Nominal interest rates are directly related to inflation. As...

Midcap mutual funds are equity mutual fund schemes which invest at least 65% of their assets in midcap stocks. SEBI classifies the top 100 stocks by market capitalization as large cap stocks, the next 150 stocks as midcap and the remaining ones as small cap stocks. Large cap stocks are characterized by market...

Good housekeeping is one area that could bring immense value to the investor. The number of financial products held by an investor these days is getting unwieldy. Documentation, preservation, operational...

Planning is essential for achieving our dreams and aspirations. Aspirations are dynamic and keep changing over different stages of life. As students, academic excellence, for some, professional qualification and finally getting the dream job...