Most Popular Saving, Investing & Mutual Fund Articles

Reliance Mutual Fund has announced the third tranche of Further Funds Offer (FFO) for CPSE ETF. The CPSE ETF is an innovative initiative of the Government to disinvest its stake in select Public Sector companies through the exchange...

According to SEBI mandate, Aggressive Hybrid Funds invest 65-80% of their funds in equity and equity related instruments while the remaining 20- 35% is invested in debt and money market instruments. This ensures long term capital appreciation due to the equity exposure coupled with downside protection offered by...

If you had invested Rs 1 lakh in Principal Emerging Bluechip Fund nearly 12 years back at the time of its inception (NFO), its market value today (as on 2^nd December 2020) would be nearly Rs 12.5 lakhs. More 12X growth in 12 years imply a CAGR of well over 20%, which is phenomenal by any standard. There are funds which...

Conservative Hybrid Funds, formerly also popularly known as Monthly Income Plans, are a sub-category of hybrid mutual funds, which invest 10 – 25% of their assets in equity and equity related securities and the balance in debt securities...

In the first part of this series, we discussed how different categories of equity mutual funds performed in 2014. While equity funds performed strongly driven 30% rise in Sensex during 2014, even some debt funds gave...

Life insurance is essential for our financial security. However, life insurance as a financial product, popular as it may be, is still widely misunderstood due to the general lack of financial literacy and widespread misselling...

Mirae Asset Large Cap Fund has recently completed 15 years. If you invested Rs 1 lakh in Mirae Asset Large Cap Fund at the time of its NFO, your investment would have grown to Rs 7.75 lakhs (as on 1^st April 2023). The chart below shows how your investment would have grown over the last 15 years despite many...

For this assessment year (FY 2020-21 / AY 2021-22), the Government has provided investors the option of sticking to the current income tax rates (as per their income slabs) and claiming exemption like Section 80C, 80D, HRA etc. or moving to the new tax regime with lower tax rates for incomes below Rs 15 lakhs but giving up most of the...

Services sector is the largest contributor to India’s GDP, contributing nearly 55% to Gross Value Add (source: Press note on provisional FY 2023-24 GDP estimate, Ministry of Statistics & Programme Implementation, Government of India). The services sector is also a major source of employment in our country accounting...

We are getting busier in our careers. I started in 1996, and every year my responsibilities and work load has been increasing. Competition in business is increasing, and unless we work harder and smarter, we...