Most Popular Saving, Investing & Mutual Fund Articles

Before purchasing any financial product there are a few basic questions that an investor should ask oneself such as; does the asset fit in his risk reward matrix and investment needs; what is the financial goal for which you are purchasing this...

ICICI Prudential Value Series 1 and 2 were launched towards the end of 2013 as three year close ended schemes. With the benefit of hindsight, we can say that the timing of subscription to these Value Series schemes were just great. The equity market was...

Regular Advisorkhoj readers know that we give a lot of importance to performance consistency when evaluating mutual fund scheme. Performance consistency across mixed market conditions is particularly important for focused equity funds which invest in relatively small number (less than 30 stocks) of high...

Stock market capped of the year 2023 with Nifty and Sensex making record highs in December. The markets cheered Fed’s indication in its December FOMC meeting that there will be multiple rate cuts in 2024. India was the standout outperformer in the emerging markets pack; in CY 2023...

A misperception about mutual funds among many retail investors, especially less experienced investors is that, these are risky investments. You should know there are several types of low risk mutual fund schemes where you can deploy your money productively (higher rate of return) instead of keeping it idle in your savings bank...

We are approaching the end of 2023 and there is just 3 months left to complete your tax planning for FY 2023-24. If you have not done your tax planning yet, then you should start at the earliest. Tax payers can claim deductions of up to Rs 1.5 lakhs every year from their gross taxable income...

Domestic consumption is one of the most important themes of the India Growth Story. India enjoys a demographic advantage as far as this theme is concerned. We have a young population; the average age is just 29 years (Source: Ministry of External Affairs). As per National Family Health Survey 2021, 88% of the population is...

The equity market is prone to fluctuate between highs and lows. In the long run above 3 years, the troughs in equity performance have historically always been followed by a correction and then rising markets. These points in the downward markets are where valuations are attractive...

As per SEBI’s directive, medium duration debt funds invest in debt and money market instruments such that the Macaulay Duration of the scheme portfolio is between 3 years to 4 years. Regular Advisorkhoj readers know that prices of debt securities have an inverse relationship with interest rate movement. When interest rate goes...

Mutual fund Equity Linked Savings Schemes (ELSS) is the best tax saving investment option under Section 80C of income tax. You can claim up to Rs 1.5 Lakhs of deduction from your gross taxable income by investing an equal amount...