With banks reducing FD interest rates, we are seeing investor interest in debt mutual funds over the last few months. However, many investors are concerned about credit risks affecting debt funds. With the economy contracting and company revenues severely hit in the wake of COVID-19 pandemic credit risk concerns are likely to...Read More
We have stated a number of times in our blog that your fund selection should always be based on your investment goals and risk appetite, not on stock market conditions. The stock market moves up and down, but your financial goals...Read More
Regular Advisorkhoj readers know that we give a lot of importance to performance consistency when evaluating mutual fund scheme. Performance consistency across mixed market conditions is particularly important for focused equity funds which invest in relatively small number (less than 30 stocks) of high...Read More
A misperception about mutual funds among many retail investors, especially less experienced investors is that, these are risky investments. You should know there are several types of low risk mutual fund schemes where you can deploy your money productively (higher rate of return) instead of keeping it idle in your savings bank...Read More
According to SEBI guidelines, the top 100 stocks by market capitalization in India are known as Large Cap stocks. The market capitalization of Large Cap companies lies between Rs 690 bn to Rs 18 trillion. (AMFI data as on 31st December 2023). The core sectors like petroleum products, oil and gas, coal, power, cement steel...Read More
The most important part of investing for one’s goals is asset allocation in accordance with the investor’s risk appetite. Most investors are not able to get this right; either they take too much risk or they take too little risk - both are harmful...Read More
How are newspapers dealing with the digital era globally? As usual the answer is as one would expect it to be in a fickle minded world. While some newspapers are dealing with it well, others are living in denial. In...Read More
Youth is that period of our lives when we are free from almost all responsibilities. We graduate from college, land a good job and become financially free. The next step, which is also the most obvious one, is settling down. After marriage, we own a...Read More
In this blog post, we have selected two equity mutual fund schemes from Principal MF stable and looked at their long term performance track record. Principal Emerging Bluechip Fund, a large and midcap equity fund and Principal Multicap...Read More
Mr. Kartik Mahadevan is a salaried individual holding a senior position in a telecom company. He is always hard pressed for time and has been postponing his own financial planning to a future date. On...Read More