Latest Saving, Investing & Mutual Fund Articles

Retirement planning is a subject that often takes a backseat in our busy lives. With day-to-day expenses, immediate financial goals, and the belief that retirement is a distant future, it's no surprise that retirement planning is often neglected. However, recent statistics paint a concerning picture...

Small caps have outperformed ever since the market started recovering after the COVID-19 crash in 2020. Small caps outperformed in CY 2020 and 2021, but they underperformed in CY 2022. The 2022 correction made small caps attractive, and they bounced back strongly in 2023. Small cap funds saw a huge...

The equity market has been extremely bullish in this financial year (FY 2023-24) despite high-interest rates. Strong earnings growth in Q1 and cooling inflation have supported the market. The Nifty crossed the 20,000 level in September. The broader market has outperformed with midcaps (Nifty Midcap 150 TRI) and small caps (Nifty Small...

Small-cap funds have been one of the most preferred categories among retail investors this year. As per AMFI monthly data, small-cap funds have received the largest inflows among all equity fund categories in FY 2023 – 24, with more than Rs 19,370 crores of net inflows on FY 24 August YTD. Small cap...

The stock market has rallied strongly in 2023. The Nifty 50 index has rallied from 18,000 levels at the beginning of the year to over 20,000 (as on 13th September 2023). Since the market is at all time high, many investors are turning their attention to asset allocation. Hybrid mutual funds provide a...

Midcaps have outperformed large caps over the last 3 years (see the chart below). In the last 3 years ending 31st August 2023, Nifty Midcap 150 TRI gave nearly 33% CAGR returns while the Nifty 50 TRI gave 20% CAGR returns (source: NSE, Advisorkhoj Research, as on 31st August 2023). As a result, there is a lot of...

The festive season is upon us and Gold will on the shopping list of many families. Apart from its cultural importance in our country as an auspicious metal, Gold is one of the most important investment assets class globally as well as India. Over a long period of time gold is supposed to retain its purchasing power and is therefore...

The equity market has been rallying in 2023 with the market at record highs for the past 3 months. The Nifty crossed the 20,000 level in September. Asset allocation is always for your portfolio stability, but in very high markets it assumes even more importance. We have seen some profit booking from...

On the occasion of our 75th anniversary of Independence in 2022, the Government laid out its vision that India will become a developed economy in the next 25 years, i.e. by 2047, when the country will celebrate the 100th anniversary of Independence. In the last 25 years, our GDP grew from US $416 billion...

With the stock market at record high, many investors are focusing on asset allocation. Asset allocation means diversifying your investments across different asset classes like equity, debt etc, with the objective of balancing risks and returns. Traditional asset allocation is focused on equity, debt and cash. However...