Latest Saving, Investing & Mutual Fund Articles

Equity savings funds are hybrid mutual fund schemes which have minimum gross equity exposure 65% and minimum 10% exposure in debt. Equity savings funds can hedge their equity exposure to reduce their net equity risks. Arbitrage is defined as risk free profit, by exploiting pricing mismatches...

Asset allocation is one of the most important aspects of investing. Asset allocation balances risk and return with the objective of producing expected returns with optimal risk. Hybrid Aggressive Funds invest 65 - 80% of their assets in equity or equity related securities and 20 - 35% in debt and money market...

Kotak MF will shortly be launching Kotak Healthcare Fund NFO later this month. Kotak Healthcare Fund is an open ended thematic equity scheme which will invest in Pharmaceuticals, Healthcare and allied sectors. The NFO will open from subscription on November 20th 2023 and close on December 4th 2023. In this...

HDFC Top 100 Fund is one of the oldest large cap funds with a track record of nearly 27 years. Large cap funds are among the most popular mutual fund categories. Though from time to time midcap and small cap funds attract a lot of investor interest, large cap or large cap oriented funds usually...

LIC MF Multi Cap Fund has just completed a year. The fund has made an excellent start delivering around 17% CAGR returns since launch (as on 31st October 2023). The fund was able to outperform its benchmark index and create alphas for investors. Though 1 year is a relatively short period for evaluating a fund’s performance...

Quantitative investing or quant is a rule based investment strategy that uses mathematical and statistical techniques to make investment decisions. Since quant investments are based on mathematical models, there is very limited human intervention in quant investing. Quant funds are thematic equity mutual fund schemes which use quantitative investment strategies...

The last couple of months have been volatile for equity markets. Uncertainty about future interest rates and Israel / Hamas War is causing volatility. The Nifty corrected by more than 1,000 points, with buying support coming in at lower levels. In volatile market, reducing capital losses...

With the Diwali approaching, buying gold jewellery is part of festivities of many Indian households. The wedding season will begin a few weeks after Diwali and gold will be on the shopping list of many families. Gold is considered to be an auspicious metal according to our ancient cultural traditions, at the same time...

Despite our best intentions, we usually end up spending more than we planned for. Each month comes with its own list of things that have to be done, like someone’s wedding, a celebration, a vacation for the kids, a treat for friends to celebrate a raise, the festival season, buying things for the home, investing...

Mutual fund investments have been a favourite of investors in India. The sheer convenience of investing in mutual funds has drawn investors to this instrument for over 3 decades now. The data published by AMFI reports that mutual fund accounts in September 2023, stood at 7.13 crores. The amount collected through SIP during the month...